Excel新神器!Shortcut AI助你秒做財務分析

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Shortcut AI代理助你加快Excel表格工作流程

現時有一款全新AI代理專為那些每日沉浸於電子表格工作的人士而設。打開Shortcut AI的網站,你會見到一個幾乎與空白Microsoft Excel表格無異的界面,唯一不同的是旁邊有個聊天機械人側邊欄,能夠幫你完成繁瑣的工作,例如建立複雜的財務模型或競爭分析。

Shortcut的特點是「具代理性」(agentic),即它能代替用戶完成多步驟的任務,不單只限於產生Excel公式或分析數據。例如在一次示範中,Shortcut的創辦人兼CEO Nico Christie展示了這工具如何替換Microsoft的分散現金流分析(DCF)中的數據,改用谷歌的SEC文件數據,並自動填充至原有模板。

Shortcut週一推出時,帶有一個頗具挑釁意味的標語:「試用Shortcut,趁你老闆之前。」Christie亦在社交平台X(前身為Twitter)表示,Shortcut Excel代理能「一次過完成大部分Excel知識工作任務」。在一段宣傳影片中,他提到公司曾讓Shortcut在私募股權、銀行、顧問及產品管理等範疇,與麥肯錫、高盛等公司的初級分析師比拼。據稱Shortcut獲同一公司的管理層評分時,有89.1%贏過分析師,並且比ChatGPT代理高出90%的勝率,但具體評分標準未有公開,Mashable未能獨立驗證這些數據。

這類具代理性的AI工具讓人想起Anthropic執行長達里奧·阿莫迪(Dario Amodei)曾預言,AI可能會「消滅一半基層白領工作」。歷史上,技術革命多針對體力勞動及藍領工種,但現代先進AI則有望自動化辦公室繁重和複雜的工作。根據SignalFire最近研究,入門級科技職位的招聘已出現減少,顯示AI對就業市場的影響已開始顯現。

樂觀來說,Shortcut等工具將助力員工自動處理耗時的任務,讓他們有更多空間專注於創意及策略性工作,這些是AI暫時難以取代的。具代理性的AI已開始改變員工的工作方式。

Shortcut AI代理特別針對金融專業人士、顧問等重度Excel用戶推廣。用戶可直接在Shortcut編輯現有Excel檔案,再匯出回Excel,Christie強調「沒有人會察覺這是用Shortcut製作的」。不少重度用戶已開始留意此工具,例如金融創作者@HighYieldHarry就在X上表示,「看似金融工作流程的一大部分已被AI自動化」,而金融科技公司Waverly AI聯合創辦人Michael Yuan則稱這是「金融業的一個重要時刻」。但他也指出Shortcut目前仍有速度慢及格式問題,Christie亦坦言產品尚未完美,用戶審核時仍需更方便。

如何試用Shortcut AI

Shortcut提供兩個訂閱方案:每月40美元的Shortcut Pro,以及每月200美元的Shortcut Max,後者除Pro方案所有功能外,還包括不限次數使用其高級模型及其他優惠。兩者均設有7天免費試用。

詳情可瀏覽[tryshortcut.ai](https://www.tryshortcut.ai/)。

值得一提的是,Shortcut AI Excel代理與蘋果iOS的Shortcuts應用無關,後者預計於2025年WWDC獲AI升級。此外,也有另一家名為Shortcut的代理AI公司,兩者互不相關。

編輯評論與深入分析

Shortcut AI代理的出現,標誌著AI技術在辦公軟件領域的深度滲透,特別是Excel這類商業和金融工作者日常不可或缺的工具。過往AI在數據分析或自動化中已嶄露頭角,但Shortcut的「代理性」讓它不僅是工具,更像是「智能助理」,能主動完成多步複雜任務,甚至從外部數據源抓取並填充資料,這對提高工作效率有革命性意義。

對香港及亞洲市場來說,金融業和顧問行業對Excel的依賴極深,Shortcut的推廣可能引發行業內的工作模式轉變。憑藉這類AI,初級分析師的工作可能被大幅自動化,令他們的角色需向更高層次的策略分析或創意決策轉型。這既是挑戰,也是機遇。

然而,Shortcut現階段仍存在速度及格式兼容問題,說明AI輔助工具的成熟度尚需時間打磨。此外,對「勝率」的宣稱缺乏透明標準,提醒我們在AI工具的評估上需保持謹慎,不應盲目迷信數據,而要結合實際應用體驗。

更宏觀來看,Shortcut及類似agentic AI的出現,正對傳統白領工作造成潛在顛覆,這與Anthropic CEO的警告不謀而合。企業及員工應提前做好準備,積極適應AI帶來的轉型,培養創新和跨領域能力,以免成為被淘汰的對象。

總括而言,Shortcut AI不單是一款提升Excel使用效率的工具,更是未來職場智能化的縮影。它提醒我們,AI正從輔助工具進化為「工作夥伴」,重塑工作流程與職場結構。香港的金融和商業社群,尤其要關注這股浪潮,善用AI優勢,迎接更高效和智能的工作時代。

以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。

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Certainly! Here’s an enhanced, detailed, and artistic prompt tailored for an AI image generator:

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Create a highly detailed, artistic portrait of a young East Asian woman embodying a “Imada Mio-inspired” doll-like aesthetic (精緻洋娃娃臉). She has large, sparkling round eyes full of warmth and expression, a delicate V-shaped face with soft contours, and subtly flushed, rosy cheeks. Her lips are naturally plump and softly tinted, and her facial expression combines innocence, playful energy, and a touch of flirtatiousness.

Her hair is long, dark brown, and appears tousled as if she has just awakened—soft, voluminous, and gently messy (剛睡醒的凌亂感). Stray strands fall around her delicate face and shoulders, capturing the texture and natural flow of freshly mussed morning hair.

She is dressed in an oversized, translucent white men’s button-down shirt (男友風白襯衫), with the top buttons casually undone to reveal delicate collarbones and a hint of bare skin beneath, evoking a sensual yet pure “bottomless” (下衣失蹤風格) look. The shirt drapes gracefully, with natural folds and slight translucency, enhancing the softness and allure of the scene.

The overall mood is inspired by elegant Japanese Gravure photobook aesthetics (寫真集風格), radiating a Pure & Sexy charm. Use soft, luminous, high-key natural lighting to bathe her in a gentle glow, imparting a creamy, flawless, and porcelain-like skin texture. Emulate the timeless Fujifilm PRO 400H film tones with pastel coloration, subtle pinks and blues, and a carefully balanced color palette, giving the image a dreamy and refined photographic quality. The composition should feel intimate and inviting, expertly capturing both innocence and understated seduction, with fine attention to detail and artistry. Create a photorealistic image of uploaded photo sitting at a relaxed outdoor restaurant in London on a cool Wednesday morning in March 2026. The sky is clear, the spring air is crisp, and the city feels calm as it wakes up. She is the focal point of the shot—wearing a light scarf, gently stirring her tea while gazing off to the side with a thoughtful expression. Everything behind her, from the waiter moving about to the soft morning traffic, should fall into a smooth blur, giving the picture the effortless, candid atmosphere of a moment casually snapped on a phone. Ultra-detailed pastel kawaii cosplay portrait of a woman [image uploaded] character, posed with hands gently pressed together under her chin in a soft, doll-like gesture; vivid long wavy hair in split-gradient lavender and pink with styled curled ends; straight bangs dyed pastel lavender; decorative accessories throughout the hair including pastel bows, lace ribbons, small charms, and a frilled white lace headpiece with pink accents; makeup: heavy kawaii style with saturated pink eyeshadow, pink blush extending across cheeks and nose, glossy pink lips, heart-shaped cheek stickers, and large contact-lens-enhanced eyes; outfit: pastel pink lace wrist cuffs with big bows and heart embellishments, soft pastel clothing with ribbons and frills; background: dreamy soft-focus bokeh in shimmering pink tones creating a magical fairytale atmosphere; lighting: bright soft diffused beauty lighting with zero harsh shadows, high exposure pastel glow, smooth porcelain skin texture, ultra-saturated colors, whimsical fantasy aesthetic, high-resolution portrait photography. Negative: no real-person likeness, no watermark, no text, no distortion, no extra limbs, no deformed face, no realism unless stylized, no background objects.

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✨ 即刻玩 AI 畫圖
Create a portrait of a man (from attached photo) made of tiny ceramic mosaic tiles. Man is dressed in black oversized shirt and cargo pants. The image should look like a wall mural in a graffiti alley. People walking by and looking at the portrait. 一隻在香港茶餐廳喝奶茶的貓 Create a photorealistic and highly detailed image featuring the attached image walking confidently down a modern city street, accompanied by Jason Statham, Dwayne “The Rock” Johnson, and Jason Momoa acting as bodyguards.

John Wick (Keanu Reeves) is walking just beside or slightly behind the subject, holding an umbrella over him to shield from light rain.

The subject should be the central figure, wearing stylish casual clothing — like a fitted jacket, dark jeans, and sunglasses — exuding calm authority and cool charisma.

Statham, The Rock, and Momoa are dressed in black tactical-style suits, maintaining alert, protective stances, scanning the surroundings like professional bodyguards. John Wick wears his signature black suit and tie, looking composed as he holds the umbrella.

The setting is a downtown urban street with wet pavement reflecting city lights, parked luxury cars, and paparazzi in the background snapping photos.

The photo should look like a real paparazzi shot — slightly off-angle, mid-step motion blur, with realistic lighting and reflections.

Lighting: natural daylight with overcast skies, reflections from wet concrete, realistic shadows, subtle raindrops on the umbrella and clothing.

Camera realism: crisp detail on facial features and clothing textures, shallow depth of field emphasizing the group, with lens flare or light bloom for authenticity.

Mood & tone: grounded, cinematic, and stylish — feels like a moment from a celebrity entourage photo or action-movie press capture, taken with an iPhone by paparazzi.

Style: ultra-realistic, documentary-style street photography with modern cinematic sharpness.