Citi攜手Coinbase探索穩定幣支付新機遇

Citi與Coinbase合作探索穩定幣支付

Citi銀行與Coinbase展開合作,計劃測試穩定幣支付,預測到2030年,穩定幣市場將達到4兆美元,顯示出華爾街對加密貨幣的日益接受。

根據彭博社的報導,Citi與加密貨幣交易所Coinbase合作,旨在擴展其數字資產能力,最初將重點放在便利客戶在法定貨幣和加密貨幣之間轉移資金。

Citi的支付部門負責人Debopama Sen表示,銀行的客戶越來越渴望可編程性、條件支付以及更快和更高效的服務,並希望能隨時隨地進行支付。

Sen補充說,Citi正在“探索解決方案,以便在不久的將來為我們的客戶實現鏈上穩定幣支付”。

“穩定幣將成為數字支付生態系統中的另一個促進因素,將有助於擴大這一領域,並增強我們客戶的功能性,”Sen表示。

Citi對穩定幣的重視並不令人驚訝。這一最新發展發生在該銀行大幅上調對數字美元市場的預測之後。Citi現在估計,到2030年,穩定幣市場將達到4兆美元,遠高於目前約3150億美元的水平。

華爾街銀行看好穩定幣的前景

美國的GENIUS法案的通過為穩定幣建立了一個監管框架,並將於2027年初生效,這使得主要銀行迫切探索自己的穩定幣計劃。

Citi銀行是越來越多的華爾街機構之一,包括摩根大通和美國銀行,這些機構目前正處於開發穩定幣相關服務的早期階段。即使是長期對加密貨幣持懷疑態度的摩根大通首席執行官Jamie Dimon最近也告訴股東,該銀行“計劃參與”穩定幣的開發。

隨著機構興趣的上升,投資者的熱情也在上升。Circle,作為全球第二大美元掛鉤穩定幣USDC的發行商,早些時候在首次公開募股中表現出色,股票在首個交易日飆升167%。Circle目前的市值約為350億美元。

這一系列動態顯示,穩定幣不僅是加密貨幣市場的一部分,還可能成為傳統金融體系的一個重要組成部分。隨著更多銀行進入這一領域,未來的支付方式將會發生顯著變化,這對於消費者和企業來說都是一個值得期待的發展。

在這個快速變化的金融環境中,穩定幣的發展不僅反映了科技的進步,也顯示了金融機構對未來支付方式的重新思考。隨著監管框架的完善和市場需求的增加,穩定幣的普及將可能改變我們的支付習慣,並推動整個金融生態系統的創新。

以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。

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