穩定幣禁息法案將推動以太坊DeFi需求增長




GENIUS法案禁止穩定幣收益將推動以太坊DeFi需求 — 分析師

根據分析師的說法,美國最新的穩定幣立法將促使投資者尋找其他地方的收益,因為GENIUS法案禁止受美國監管的穩定幣產生收益。

這項由美國總統唐納德·特朗普於上週五簽署成法的GENIUS法案,禁止收益型穩定幣,切斷了機構和零售交易者的利息賺取機會。這類穩定幣通過收益生成機制(如質押或借貸)為持有者產生利息或回報。

根據加密分析師Nic Puckrin的說法,穩定幣收益的取消「對以太坊基礎的去中心化金融(DeFi)來說是個好消息,因為這是被動收入生成的主要替代選擇。」

收益不僅可以用來作為被動收入,還可以用來減輕法定貨幣通脹的影響。

CoinFund總裁Christopher Perkins告訴Cointelegraph:「美元是一種沒有收益的貶值資產。DeFi是你可以生成收益以保值的地方。所以我認為穩定幣的夏天將轉變為DeFi的夏天。」

傳統銀行業面臨威脅

零售參與者對收益型機會的吸引力很大,但對於必須向股東產生現金流或實現資本資產收益的金融機構來說,這是至關重要的。

這一需求可能對去中心化金融產生重大影響,並可能吸引更多機構資本進入加密領域,因為這些金融機構追逐鏈上的收益。

在三月的DC區塊鏈峰會上,美國參議員Kirsten Gillibrand表示,收益型穩定幣可能會「殺死傳統銀行業」。

這位參議員認為,私營穩定幣發行商將利息機會轉嫁給客戶,將削弱貸款市場,並使對傳統銀行服務的需求大幅下降。

紐約大學教授Austin Campbell在五月的一篇社交媒體帖子中回應了銀行業,聲稱傳統銀行受到收益型穩定幣的威脅,因為它們可能侵蝕銀行的利潤。Campbell補充說,反對收益型代幣的立法者是在進行「卡特爾保護」。

根據Tether聯合創始人Reeve Collins的說法,這些收益型法幣的競爭將最終取代傳統穩定幣。「如果你相信法幣支持的和合成的穩定幣都是穩定的,那麼你總是會被吸引到提供更高收益的那一個。」

這一系列的變化顯示出加密市場的動態正在發生根本性的改變,尤其是在收益和價值保護的需求日益增長的背景下。隨著對DeFi的需求上升,傳統金融機構必須重新考慮其業務模式,以適應這一新興的市場環境。這不僅是對穩定幣的挑戰,更是對整個金融體系的再思考。

以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。

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