美國穩定幣法案將引發激烈競爭!




前國會議員預測美國國會將迎來“火熱的夏天”

前國會議員帕特里克·麥克亨利(Patrick McHenry)近日表示,當前是加密行業獲得良好法律的最佳時機。他強調,加密行業應該把握這一機會,因為現在的國會結構為立法提供了理想的環境。

麥克亨利指出,穩定幣巨頭Tether和Circle之間的競爭將影響美國穩定幣發行者的法律最終結果。在一次網絡研討會上,前商品期貨交易委員會主席羅斯丁·貝哈姆(Rostin Behnam)也警告說,儘管國會行動迅速,但監管機構在撰寫和實施規則時往往需要很長時間。

兩位曾經負責美國加密監管的前立法者——共和黨的麥克亨利和民主黨的貝哈姆——均認為,儘管美國加密立法仍有大量工作要做,但現在正是推動立法的最佳時機。

麥克亨利在喬治城大學的金融市場與政策中心的討論中表示,參議院銀行委員會主席蒂姆·斯科特(Tim Scott)和眾議院金融服務委員會主席法蘭西斯·希爾(French Hill)為行業提供了建立健全法律的理想機會。他強調:“我認為你們應該抓住這個機會,因為穩健的法律將比沒有國會行動的監管臨時措施更能保護未來的發展。”

去年,麥克亨利支持了《21世紀金融創新與技術法案》(FIT21),這已成為今年國會在加密市場結構方面努力的基礎。他預測,今年的立法將會非常活躍。

麥克亨利還直接參與了去年的穩定幣立法,該法案在眾議院和參議院都有新的版本回歸。儘管這些版本大致一致,但他指出,Circle(USDC)和全球領導者Tether(USDT)之間正在醞釀一場“重大戰鬥”,關於如何處理非美國發行者的問題。

他表示:“兩者都希望在國會通過法律後繼續經營,並且他們都在國會積極發聲。”他預計,Tether將在美國體系中找到一個“合理的落腳點”,使其能夠與美國投資者進行交易。

麥克亨利認為:“你不應該摧毀一個希望以美元計價的國際產品;我認為這不是一個理性的結果。”不過,他也承認,這一問題可能需要數月的談判才能解決。他指出,立法者在將想法轉化為法律的過程中,技術性政策的辯論最終將從“科學轉變為藝術”。

與此同時,加密行業在聯邦層面上仍然大致未受監管。貝哈姆指出:“你無法阻止這個行業繼續發展,無論是交易代幣還是開發協議,這已經持續了多年。”

他表示,自己未能與前證券交易委員會主席加里·根斯勒(Gary Gensler)達成一致,推進加密政策,並對那些期待國會合作立法的人提出現實檢查:這些法律還需要由監管機構實施。

他強調:“這將需要一段時間,”並指出市場結構立法可能仍需幾個月的時間。“但隨後更艱難的部分將開始,市場監管機構和銀行監管機構將撰寫規則,這往往需要一年以上的時間,即使是最快的速度。”

在這個不斷變化的加密市場中,監管的滯後可能會影響行業的發展和創新。隨著法律的推進,行業參與者必須密切關注政策的變化,並為未來的合規性做好準備。這不僅是對加密行業的挑戰,也是對整個金融體系的一次考驗。

以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。

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