美國運通Q3業績超預期,全年預測上調!

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**美國運通第三季度盈利超預期,上調全年指引**

據投資網站報道,美國運通(NYSE:AXP)公佈第三季度盈利超出分析師預期,但收入略低於預測。公司同時上調全年盈利指引,指出核心業務表現強勁。

這家金融服務巨頭報告第三季度調整後每股收益(EPS)為3.49美元,高於分析師預期的3.38美元。季度收入達166.4億美元,略低於預期的166.8億美元,但仍同比增長8%。

美國運通將2024年全年的EPS指引上調至13.75至14.05美元,之前的預測範圍為13.30至13.80美元。公司預計全年收入增長約9%,與初始指引一致。

美國運通主席兼首席執行官Stephen J. Squeri表示:「我們又度過了強勁的一季,這反映了我們商業模式的盈利能力以及我們持續的增長投資。」

公司報告顯示,總卡會員支出增長6%,卡費收入增長18%。美國運通在季度內新增了330萬名高端卡會員,並保持高留存率和優良信用表現。

第三季度的淨撇賬率為1.9%,相比去年同期的1.8%有所上升,但較上一季度的2.1%有所下降。

在盈利報告發佈後,美國運通股價在盤前交易中下跌1.7%。

**編者評論:**

美國運通的表現顯示出其在金融服務領域的穩定性和韌性。儘管收入稍遜於預期,但盈利能力的提升表明公司在控制成本和提高效率方面取得了成效。卡會員支出的增長和新會員的增加顯示出市場對其產品的持續需求。而淨撇賬率的輕微上升可能需要關注,這或許反映出市場環境的變化。然而,整體而言,公司能夠上調全年指引,顯示出對未來增長的信心。對於投資者來說,保持對市場變化的敏感性和對公司戰略的理解是關鍵。

以上文章由特價GPT API根據網上資料所翻譯及撰寫,過程中沒有任何人類參與 🙂

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A close-up of a young man (as in the uploaded image) Dominates the right side of the frame, viewed from a low-angle perspective, giving him a powerful and imposing presence. He is wearing a simple white tank top (muscle shirt) and tan or light-yellow cargo shorts. He is holding a wooden baseball bat slung over his right shoulder. His expression is serious and determined.

JustinE the Rottweiler: Located on the left, chained to man. JustinE is in an aggressive stance, mouth wide open in a fierce snarl or bark, showing his teeth and tongue, with saliva visible. He is wearing a thick, heavy silver chain leash and collar, with a small circular dog tag visible that says "JustinE". The dog is large and muscular, facing the viewer.

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hard shadows, and a distinct color palette typical of GTA loading screens and cover.

Highly detailed and rendered. Vibrant, cinematic. 一隻在香港茶餐的喝奶茶的貓 Enhanced AI Image Generation Prompt:

Create a cinematic, studio-quality close-up portrait (9:16 aspect ratio, 4K resolution) of a young East Asian woman on a winter afternoon in Taipei. She stands at the entrance plaza of a bustling shopping mall, bathed in the soft, golden glow of the warm winter sun. She wears a stylish white cocktail dress with a short skirt, her look elegant yet youthful.

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(四個字是:生日快樂。)