GENIUS法案修訂或成「國家安全陷阱」：加密業界高層反對
支持加密貨幣的律師John Deaton指出，禁止穩定幣提供收益，反而會促使市場轉向中國帶息數字人民幣，對美元造成衝擊。
近日，銀行遊說團體提出修改穩定幣監管的GENIUS法案，要求禁止穩定幣發行商通過第三方向持有人提供收益。加密貨幣業界高層及相關團體批評此舉可能削弱市場競爭力，並損害美元的全球地位。
加密倡議組織Blockchain Association在星期二發表聲明，指這是大銀行在國會達成跨黨派協議後的「最後掙扎」，意圖阻止競爭。GENIUS法案本身禁止穩定幣發行商直接提供利息或收益，但大型加密交易所仍向穩定幣持有人提供獎勵。社區銀行則主張，堵塞這個所謂的「漏洞」對保護其貸款能力至關重要。
無證據顯示穩定幣會傷害銀行
Blockchain Association強調，目前沒有證據顯示穩定幣的普及會破壞傳統金融機構。該組織指出，低利率的銀行存款主要惠及大型既得利益者，而穩定幣的獎勵則更多惠及普通用戶。
「沒有新證據，沒有新風險，只有既得利益者想關閉競爭的壓力。」Blockchain Association如是說。
支持加密的律師John Deaton在星期三警告，若大幅修改法案，將成為「國家安全陷阱」，因為這會推動市場使用中國帶息的數字人民幣。
他指出：「局勢比以往任何時候都更嚴峻，因為中國正式開始對數字人民幣（e-CNY）支付利息，使其成為美元的帶息競爭對手。」
Paradigm政府事務副總裁Alexander Grieve也警告，撤銷GENIUS法案中關於獎勵的部分，將「浪費已有的進展」。
他表示：「現在，在銀行發出虛假和危言聳聽的呼聲後，他們想要推翻一個關鍵部分：獎勵。」
同時，Galaxy Digital行政總裁Mike Novogratz亦表達類似不滿，認為美國若推翻該法案將是「愚蠢之舉」。
他直言：「我對那些像瘋狂四年級小孩般抱怨的銀行說：堅強點，競爭吧。這就是創新的樣子。」
—
評論與啟示
這場圍繞GENIUS法案的爭議，實際上反映了傳統金融機構與新興加密市場之間的深層次矛盾。銀行業試圖以監管名義限制穩定幣的收益機制，表面上是為了維護金融穩定和自身利益，但實際上卻可能阻礙金融創新和市場競爭。加密業界的反擊不僅是技術層面的辯論，更涉及國際金融格局的博弈。
John Deaton提出的「國家安全陷阱」論點，提醒我們監管政策不應忽視全球競爭態勢。中國數字人民幣的帶息設計，確實為美元帶來了挑戰。美國若過度限制穩定幣的收益功能，可能會削弱美元在數字貨幣時代的競爭力，甚至促使資金流向中國，損害國家利益。
此外，這場爭論也暴露出傳統銀行與加密市場在利益分配上的沖突。穩定幣的收益機制為普通用戶提供了更高的回報，挑戰了銀行低利率的存款模式。這種創新雖然帶來風險，但同時也推動了金融民主化。
總結來說，監管機構在制定政策時，應該平衡創新與風險，避免成為既得利益者的工具。否則，過度保護傳統金融機構，反而可能削弱國家在全球金融競爭中的地位。未來的金融監管，必須以開放和包容的態度，促進多元競爭，才能真正保障國家安全和經濟活力。
以上文章由GPT 所翻譯及撰寫。圖片由Gemini 根據內容自動生成。
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Gallery
Gallery
![{
"intro": "Create an ultra realistic 8K UHD DSLR photo based on the attached image as a reference of facial features, maintaining 100% likeness.",
"subject": {
"identity": "A stylish beautiful woman portrayed as Cleopatra performing a sacred night-time royal dance, embodying divine seduction, power, and celestial authority.",
"angle": "Full-body high-fashion editorial portrait captured at a cinematic 3/4 angle, ultra-crisp clarity with no blur.",
"pose": {
"body_position": "She is captured mid-dance inside a temple courtyard at night, her body angled gracefully, hips grounded, torso lifted, creating a powerful and sensual silhouette.",
"movement": "Her arms are raised in slow ceremonial motion while one leg steps forward, fully revealing her feet and lower legs as part of the ritual stance.",
"expression": "A calm, hypnotic, commanding gaze directed toward the camera—quiet dominance wrapped in sensual mystery."
}
},
"appearance": {
"outfit": "An ultra-bongga Cleopatra couture gown with an all-crystal bodice that fits like jeweled armor. Thousands of hand-set crystals, diamonds, and glass stones in gold, champagne, clear, and iridescent tones form sacred Egyptian motifs—cobras, sun disks, lotus symbols—entirely through crystal placement. The neckline is daring yet elegant, supported by invisible illusion mesh. From the waist, the skirt opens into flowing sheer silk and organza panels in ivory and soft gold, designed with a high front opening that intentionally exposes her legs and feet during movement. Crystal chains and beaded fringe sway rhythmically with every step, enhancing sensual motion.",
"accessories": "A dramatic Egyptian ceremonial headpiece with gold and crystal detailing, an oversized layered gold collar necklace, sculpted crystal arm cuffs, finger armor rings, a crystal-and-gold waist belt, and delicate gold anklets accentuating her bare feet.",
"hair": "Her hair is sleek, glossy, and perfectly controlled, styled to balance the weight of the crystal headpiece while allowing elegant movement.",
"makeup": "Ultra-glam, colorful Egyptian night makeup—bold elongated black kohl eyeliner, intense eyeshadow layered in turquoise, emerald, sapphire blue, violet, and metallic gold. Beneath the eyes, intricate ceremonial ink drawings in fine black and gold lines inspired by ancient Egyptian markings. Skin is luminous with molten-gold highlights, brows strong and defined, lips finished in a sensual nude-bronze satin."
},
"props": {
"ritual_elements": [
"Burning incense bowls releasing thick aromatic smoke",
"Golden sistrum placed near the dance space",
"Tall ceremonial torches lining the temple floor"
]
},
"background": {
"macro_environment": "A grand ancient Egyptian temple courtyard at night, reserved for sacred royal rituals.",
"midground_details": "Towering sandstone columns, massive statues of Isis and Hathor, carved temple walls, flowing linen drapes, and ceremonial platforms illuminated by firelight.",
"micro_elements": "Torch flames reflecting off crystal surfaces, fine dust particles glowing in the night air, incense smoke wrapping around her legs and feet, detailed stone floor textures beneath her bare feet, crystal fringe in motion, and sharply defined shadows—everything rendered in extreme detail with zero blur."
},
"lighting": {
"type": "Cinematic night lighting using torches, oil lamps, and subtle moonlight.",
"effect": "Firelight ignites the crystal bodice with prismatic sparkle while moonlight softly outlines her legs and feet, creating a dramatic, sensual, and divine atmosphere."
},
"camera": {
"camera_type": "DSLR",
"resolution": "8K UHD",
"lens": "50mm prime lens",
"aperture": "f/8 for full-body and environment sharpness",
"iso": 100,
"shutter_speed": "1/200s to freeze elegant motion clearly",
"focus": "Extreme sharp focus on crystal bodice, facial features, legs, feet, and temple details, no bokeh, no blur"
},
"style": "Ultra high-fashion editorial, night temple ritual, all-crystal couture, sexy yet sacred, ancient Egyptian royalty reimagined, cinematic realism, extremely detailed, sharp, iconic"
}](https://ssfuture.shop/wp-content/uploads/ai_gen_1766006158-167x300.png)
Gallery
