Coinbase CEO警告:重啟GENIUS法案紅線不可碰

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✨ 即刻玩 AI 畫圖

Use the original face exactly as it is, without changing a details. A striking, high-fashion editorial portrait of a white -skinned model, captured outdoors with a bright, sunny, slightly hazy ambiance reminiscent of the late 1980s or early 1990s.
Model and Styling
• Model: A female model with elegant features and dark, curly hair, posed looking over her shoulder towards the camera. Her expression is confident and alluring.
• Outfit: She is wearing a two-piece outfit (or a playsuit/romper) entirely covered in black and white polka dots.
• Top: A loose, long-sleeved shirt, worn off one shoulder, showcasing the neckline. The polka dots on the shirt appear slightly smaller and more uniform.
• Bottom: Matching shorts or a skirt with a tight, fitted silhouette, emphasizing her figure. The polka dots here appear slightly denser.
• Hat: A defining accessory—a dramatically oversized sun hat with a wide, floppy brim. The crown is white, and the large, voluminous brim is patterned with large black and white polka dots, cascading down. A black fabric tie/ribbon is visible around the crown.
• Accessories: Large, circular or crescent-shaped gold earrings dangle from her ears.
Lighting and Setting
• Lighting: Natural, bright, direct sunlight creating a warm, sun-kissed, and slightly nostalgic aesthetic. The overall color palette leans towards desaturated pastels and warm creamy whites.
• Setting: She is positioned on a rooftop, terrace, or balcony, with a hazy, mountainous or coastal landscape visible in the blurred background. The background is predominantly soft blues and pale purples, suggesting a distant view over a city or ocean.
• Composition: A vertical, full-body to three-quarter shot. The model is the central focus, framed against the soft background.
Keywords/Style
• Style: High Fashion, Editorial, Retro, 90s Fashion, Resort Wear, Glamorous, Iconic.
• Vibe: Sophisticated, Sunny, Vacation Chic, Bold Pattern.
{
"intro": "Create an ultra realistic 8K UHD DSLR photo based on the attached image as a reference of facial features, maintaining 100% likeness.",

"subject": {
"identity": "A stylish beautiful woman portrayed as Cleopatra during her sacred milk bath beauty ritual, embodying divine femininity, sensual elegance, and timeless power.",
"angle": "Close-up beauty editorial captured at a refined 3/4 angle, focusing on her face, shoulders, and upper chest with extreme clarity and no blur.",
"pose": {
"body_position": "She is partially submerged in a luxurious milk bath, her shoulders and collarbones emerging gracefully from the surface.",
"hands": "One hand gently rests at the edge of the bath with milk droplets on her fingers, while the other lightly touches her neck adorned with subtle gold jewelry.",
"expression": "Soft yet commanding gaze directed toward the camera—calm, confident, intimate, and hypnotic."
}
},

"appearance": {
"outfit": "A barely-there, ritual-style ivory silk drape partially submerged in the milk bath, clinging softly to her skin. The fabric is delicate and translucent, edged with fine gold-thread embroidery for a sensual, sacred aesthetic.",
"accessories": "Minimal ritual jewelry—thin gold collar necklace resting above the milk surface, delicate arm cuff, subtle finger ring—kept refined to maintain focus on beauty and skin.",
"hair": "Her hair is sleek and ritual-polished, partially damp and slicked back at the crown, with soft wet strands framing her face naturally, reflecting candlelight.",
"makeup": "High-fashion Cleopatra beauty makeup with ceremonial artistry—perfectly sculpted brows, elongated black kohl eyeliner, vibrant eyeshadow layered in turquoise, teal, emerald, sapphire blue, and metallic gold. Beneath the eyes, subtle artistic ink-inspired accents echo ancient Egyptian symbolism. Her skin is luminous and dewy, cheeks softly flushed, and lips finished in a nude-rose satin sheen."
},

"ritual_props": {
"bath": "A carved alabaster bathtub filled with warm milk infused with honey, almond oil, and lotus essence.",
"floating_elements": [
"Fresh lotus flowers",
"Soft white rose petals",
"Delicate gold flakes shimmering on the milk surface"
],
"beauty_products": [
"Small golden perfume vial with lotus and myrrh oil",
"Alabaster bowl of honey and milk mixture",
"Clay jar of mineral kohl and pigment powders"
]
},

"background": {
"macro_environment": "An intimate royal bathing chamber within Cleopatra’s palace, designed as a sacred beauty sanctuary.",
"midground_details": "Soft linen curtains, glowing oil lamps, tall candles, and subtle steam rising from the bath, creating a warm and sensual atmosphere.",
"micro_elements": "Milk ripples around her skin, floating petals touching her shoulders, tiny droplets of moisture on her collarbones, reflections of candle flames on gold jewelry, visible stone texture on the tub, and delicate fabric translucency—every detail sharply rendered with zero blur."
},

"lighting": {
"type": "Warm cinematic candlelight combined with soft ambient palace glow.",
"effect": "Golden highlights sculpt her face and skin while gentle shadows enhance depth, intimacy, and divine beauty."
},

"camera": {
"camera_type": "DSLR",
"resolution": "8K UHD",
"lens": "85mm prime lens for beauty editorial compression",
"aperture": "f/8 for maximum facial and detail sharpness",
"iso": 100,
"shutter_speed": "1/160s",
"focus": "Extreme sharp focus on facial features, skin texture, makeup details, and milk surface, no bokeh, no blur"
},

"style": "Luxury beauty editorial, sacred milk bath ritual, ancient Egyptian goddess realism, intimate yet powerful, ultra-detailed, luminous skin focus, cinematic elegance"
}
ultra-sharp close-up portrait of a woman [image uploaded] with soft, fair, luminous skin, natural rosy blush across her cheeks and nose. she has large, expressive brown eyes with subtle warm eyeshadow, soft eyeliner, and long defined lashes. her lips are glossy with a natural pink tint. her dark brown hair is styled in a voluminous messy updo with loose, wispy tendrils framing her face, creating a soft, youthful look. lighting is bright, warm, and natural, coming from the side window, casting gentle highlights on her skin and hair. she wears a red sleeveless top, layered delicate pearl necklaces, and a single visible red earring with gold detailing. background features a softly lit indoor space with curtains and a window showing blue sky, creating a fresh, airy mood. overall aesthetic is modern beauty photography with clean color tones, perfect skin texture, and high-end editorial styling. negative prompt: distorted face, unnatural freckles, incorrect hair texture, uneven lighting, heavy makeup, washed-out colors, low resolution, cluttered background, incorrect accessories, over-retouching, harsh shadows.

Coinbase行政總裁警告重啟GENIUS法案屬「紅線」,抨擊銀行遊說行為

Coinbase行政總裁Brian Armstrong近日警告,任何重啟GENIUS法案的嘗試都會觸及「紅線」,並指責銀行利用政治壓力遊說國會,阻止穩定幣獎勵機制,限制市場競爭。

Armstrong於周日於社交平台X發文表示,他對銀行能夠如此公開地遊說國會而不受反彈感到「印象深刻」,並強調Coinbase會繼續反擊修訂該法案的努力,「我們絕不會讓任何人重啟GENIUS法案。」

他更預測,銀行未來幾年反而會轉變立場,開始支持能夠對穩定幣支付利息和收益的權利,因為他們最終會認識到這當中蘊藏的龐大商機,形容銀行目前的反對行為不但徒勞無功,更是不道德的。

GENIUS法案經過數月談判通過,禁止穩定幣發行商直接支付利息,但允許平台和第三方提供獎勵機制。

銀行遊說針對穩定幣「獎勵」機制

Armstrong的言論回應了Digital Ascension Group董事及業務發展主管Max Avery的帖子。Avery指出,銀行業部分勢力正推動立法者重新審視該法案,擬議修訂將不僅禁止穩定幣發行商直接支付利息,更會廣泛限制平台及第三方提供的「獎勵」,切斷間接收益分享的渠道。

他指出,銀行目前在聯邦儲備系統的存款可賺取約4%收益,但消費者在傳統儲蓄賬戶中獲得的利息幾乎為零。穩定幣平台透過與用戶分享部分收益,威脅了這種傳統模式。

銀行以「安全問題」及「社區銀行存款」為由反對,然而獨立研究顯示,社區銀行並未出現大量存款流失的情況。

美國立法者提議穩定幣支付稅務減免

上周,美國立法者提出一項討論草案,旨在減輕普通加密貨幣用戶的稅務負擔,建議將小額穩定幣交易免除資本利得稅。該提案由眾議員Max Miller和Steven Horsford提出,允許最高200美元的受監管美元掛鉤穩定幣支付免於計算盈虧。

此外,該法案還針對質押和挖礦獎勵的稅務問題,允許納稅人將獎勵收入的認列延後最多五年。

評論與啟示

Coinbase行政總裁Brian Armstrong對重啟GENIUS法案的強烈反對,反映出加密貨幣行業與傳統銀行業之間日益激烈的利益衝突。銀行業試圖限制穩定幣的收益機制,實質上是為了保護其既得利益,避免新興金融科技平台分食利潤。這種情況下,監管成為了競爭的戰場,而非純粹的市場秩序維護。

值得注意的是,Armstrong預見銀行未來可能轉而支持穩定幣支付利息,說明他對市場趨勢有深刻洞察。這種轉變不僅是商業利益驅動,更可能促使監管框架逐步開放,為加密金融創新創造空間。

另一方面,銀行以安全和社區存款流失為由反對穩定幣獎勵,卻缺乏實證支持,顯示其論點更多是策略性防禦。這提醒監管者在制定政策時,應基於數據和事實,而非利益團體的壓力。

最後,美國立法者提出的稅務減免草案,若能落實,將大大促進普通用戶使用穩定幣支付和參與質押,推動加密貨幣的普及與應用。這種政策創新對全球其他司法管轄區也有借鑑意義。

總括而言,這場關於穩定幣監管的爭論,不僅是金融科技與傳統金融的碰撞,更是一場關於未來金融生態如何演變的博弈。香港作為國際金融中心,應密切關注美國的動向,並思考如何在監管與創新間取得平衡,為本地加密產業創造有利環境。

以上文章由特價GPT API KEY所翻譯及撰寫。圖片由Google Gemini / Imagen根據內容自動生成。