意大利銀行支持數字歐元，但呼籲歐洲央行分攤成本
意大利銀行近日表達了對歐洲央行（ECB）數字歐元計劃的支持，但同時要求將實施成本分攤至數年內，以減輕該行業的財務負擔。
意大利銀行協會（ABI）總經理馬可·埃利奧·羅蒂尼（Marco Elio Rottigni）在佛羅倫斯的一場新聞研討會上表示：「我們支持數字歐元，因為它體現了數字主權的概念。」他補充道：「然而，該項目所需的成本在銀行必須承擔的資本支出背景下非常高，應該分期支付。」
這番話是在一些法國和德國銀行對中央銀行數字貨幣（CBDC）計劃表示抵制的背景下發出的，他們擔心ECB支持的零售錢包的推出可能會導致商業銀行的存款流失。
歐洲央行設定2029年數字歐元推出目標
在10月29日至30日的會議上，ECB的管理委員會批准將該項目推進至下一階段，經過兩年的準備期後，預計2027年將開始試點階段，並計劃於2029年全面推出，這取決於2026年歐盟立法的通過。
歐洲議會成員費爾南多·納瓦雷特（Fernando Navarrete）最近提出了一份草案報告，呼籲縮小數字歐元的版本，以保護像Wero這樣的私人支付系統，該系統是14家歐洲銀行的聯合倡議。
羅蒂尼表示，歐洲應該採取「雙重方法」，結合ECB的數字歐元和商業銀行支持的數字貨幣。他強調：「歐洲不應該落後。」
歐洲央行與科技公司簽署數字歐元開發協議
上個月，ECB與七家技術供應商簽署了框架協議，以支持潛在數字歐元的開發。這些協議涵蓋了欺詐和風險管理、安全支付數據交換以及軟件開發等方面。
參與的公司包括欺詐檢測專家Feedzai和安全科技公司Giesecke+Devrient（G+D）。根據ECB的說法，這些公司還將開發「別名查詢」等功能，使用戶在不需要知道接收者的支付服務提供商的情況下進行支付，並具備離線支付能力。
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這篇文章反映了當前數字貨幣發展的複雜性與挑戰。意大利銀行的立場顯示出金融機構對數字歐元的支持，但同時也強調了實施過程中的財務壓力。這不僅是技術上的挑戰，還涉及到如何平衡數字貨幣的推廣與傳統銀行業的穩定。未來，歐洲央行如何在推動數字歐元的同時，考慮到商業銀行的需求和市場的反應，將是影響整個歐洲金融生態的重要因素。這一過程中的透明度和溝通也將對各方的信任和合作至關重要。
以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。
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Gallery
![{
"intro": "Create an ultra realistic 8K UHD DSLR photo based on the attached image as a reference of facial features, maintaining 100% likeness.",
"subject": {
"identity": "A stylish beautiful woman portrayed as Cleopatra performing a sacred night-time royal dance, embodying divine seduction, power, and celestial authority.",
"angle": "Full-body high-fashion editorial portrait captured at a cinematic 3/4 angle, ultra-crisp clarity with no blur.",
"pose": {
"body_position": "She is captured mid-dance inside a temple courtyard at night, her body angled gracefully, hips grounded, torso lifted, creating a powerful and sensual silhouette.",
"movement": "Her arms are raised in slow ceremonial motion while one leg steps forward, fully revealing her feet and lower legs as part of the ritual stance.",
"expression": "A calm, hypnotic, commanding gaze directed toward the camera—quiet dominance wrapped in sensual mystery."
}
},
"appearance": {
"outfit": "An ultra-bongga Cleopatra couture gown with an all-crystal bodice that fits like jeweled armor. Thousands of hand-set crystals, diamonds, and glass stones in gold, champagne, clear, and iridescent tones form sacred Egyptian motifs—cobras, sun disks, lotus symbols—entirely through crystal placement. The neckline is daring yet elegant, supported by invisible illusion mesh. From the waist, the skirt opens into flowing sheer silk and organza panels in ivory and soft gold, designed with a high front opening that intentionally exposes her legs and feet during movement. Crystal chains and beaded fringe sway rhythmically with every step, enhancing sensual motion.",
"accessories": "A dramatic Egyptian ceremonial headpiece with gold and crystal detailing, an oversized layered gold collar necklace, sculpted crystal arm cuffs, finger armor rings, a crystal-and-gold waist belt, and delicate gold anklets accentuating her bare feet.",
"hair": "Her hair is sleek, glossy, and perfectly controlled, styled to balance the weight of the crystal headpiece while allowing elegant movement.",
"makeup": "Ultra-glam, colorful Egyptian night makeup—bold elongated black kohl eyeliner, intense eyeshadow layered in turquoise, emerald, sapphire blue, violet, and metallic gold. Beneath the eyes, intricate ceremonial ink drawings in fine black and gold lines inspired by ancient Egyptian markings. Skin is luminous with molten-gold highlights, brows strong and defined, lips finished in a sensual nude-bronze satin."
},
"props": {
"ritual_elements": [
"Burning incense bowls releasing thick aromatic smoke",
"Golden sistrum placed near the dance space",
"Tall ceremonial torches lining the temple floor"
]
},
"background": {
"macro_environment": "A grand ancient Egyptian temple courtyard at night, reserved for sacred royal rituals.",
"midground_details": "Towering sandstone columns, massive statues of Isis and Hathor, carved temple walls, flowing linen drapes, and ceremonial platforms illuminated by firelight.",
"micro_elements": "Torch flames reflecting off crystal surfaces, fine dust particles glowing in the night air, incense smoke wrapping around her legs and feet, detailed stone floor textures beneath her bare feet, crystal fringe in motion, and sharply defined shadows—everything rendered in extreme detail with zero blur."
},
"lighting": {
"type": "Cinematic night lighting using torches, oil lamps, and subtle moonlight.",
"effect": "Firelight ignites the crystal bodice with prismatic sparkle while moonlight softly outlines her legs and feet, creating a dramatic, sensual, and divine atmosphere."
},
"camera": {
"camera_type": "DSLR",
"resolution": "8K UHD",
"lens": "50mm prime lens",
"aperture": "f/8 for full-body and environment sharpness",
"iso": 100,
"shutter_speed": "1/200s to freeze elegant motion clearly",
"focus": "Extreme sharp focus on crystal bodice, facial features, legs, feet, and temple details, no bokeh, no blur"
},
"style": "Ultra high-fashion editorial, night temple ritual, all-crystal couture, sexy yet sacred, ancient Egyptian royalty reimagined, cinematic realism, extremely detailed, sharp, iconic"
}](https://ssfuture.shop/wp-content/uploads/ai_gen_1766006158-167x300.png)
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