意大利銀行支持數位歐元但要求分攤成本

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Ultra-detailed cinematic portrait of a futuristic armored man in side profile, human face seamlessly fused with exposed mechanical components, intricate cybernetic implants embedded into the skull and jaw, visible wires, micro-circuits, pistons and servo motors, red and gold metallic armor plating partially broken revealing internal machinery, realistic skin texture with stubble and sharp facial features, intense focused expression, hyper-realistic photorealism, sci-fi concept art, mechanical complexity, clean white background with technical sketch lines and blueprint elements, dramatic lighting, sharp focus, 8K resolution, ultra-high detail, cinematic depth, concept art style, futuristic technology, realism + illustration blend
Base Setup
keep 100 percent facial information adherence of the attached image and turn her into a lone night hiker standing in the shallow river at the mouth of the canyon, captured as a live action photograph or movie still, not an illustration or CGI render, with an alluring, confident, quietly sexy mood.

Shot and Camera
Three quarter body shot from slightly low height on the riverbank, placing her on the left third while the water leads into the dark canyon and the star filled sky dominates the top of the frame, preserving the original wide vertical composition.

Identity and Pose
She has a slim athletic build, natural proportions, medium length loose hair, and lightly tanned skin, 8k Photorealistic and hyper realistic. She stands barefoot in the water with one leg forward, hips relaxed, wearing a fitted cropped technical top and separate high waisted trail shorts with an open lightweight jacket slipping off one shoulder, one hand loosely holding a headlamp at her side and the other brushing hair from her face as she looks up at the stars.

Lighting and Environment
Keep the soft starlight and faint glow from the distant horizon, giving a gentle rim on her shoulders and hair while a subtle fill from the reflected sky reveals her features. The canyon walls, river reflections, pebbled shore, and dense star field stay exactly like the reference, with small ripples around her feet grounding her in the water.

Masking and Constraints
Change only by adding the subject and her outfit, keep lighting, perspective, white balance, canyon geometry, and river reflections the same, with realistic scale, body proportions, and clear contact between feet and water surface. Change only the requested element and keep lighting, perspective, white balance, pose, face geometry, body proportions, and silhouette the same, and absolutely avoid added text, painterly or toon styling, CGI look, blown highlights, banding, plastic skin, overly tidy backgrounds, or floating feet while requiring consistent perspective, consistent white balance, subtle film like grain, and physically correct contact shadows and reflections.
Prompt:
Use my image in Ultra-realistic, hyper-detailed, 8K cinematic portrait of a young stylish man, using the uploaded image for exact face and hairstyle.
Outfit: An oversized red knit sweater with white hearts, exactly as described in the prompt.
Pose: A hyper-realistic close-up portrait with a messy, cropped framing showing only the boy holding the book. His left hand rests on the wooden table and covers part of his cheek, with a subtle smile on his lips. His other hand holds the book titled "Something I Never Told You" with the word "YOU" written in pink, exactly as
described in the prompt. Background: Not specified.

意大利銀行支持數位歐元,但呼籲歐洲央行分攤成本

意大利銀行已表達對歐洲中央銀行(ECB)數位歐元計劃的支持,但同時呼籲將實施成本分攤到數年內,以減輕該行業的財務負擔。

意大利銀行協會(ABI)總經理馬爾科·埃利奧·羅蒂尼(Marco Elio Rottigni)在佛羅倫斯的一次新聞研討會上表示:「我們支持數位歐元,因為它體現了數位主權的概念。」他補充道:「然而,這個項目的成本在銀行必須承擔的資本支出背景下是非常高的,應該分時間支付。」

這番話是在一些法國和德國銀行對中央銀行數位貨幣(CBDC)計劃表示抵制的背景下發出的,他們擔心ECB支持的零售錢包會導致商業銀行的存款流失。

ECB設定2029年數位歐元推出目標

在10月29日至30日的會議上,ECB的管理委員會批准將該項目推進到下一階段,經過兩年的準備期後,預計2027年將開始試點階段,全面推出則暫定在2029年,前提是2026年歐盟立法的通過。

歐洲議會成員費爾南多·納瓦雷特(Fernando Navarrete)最近提出了一份草案,呼籲縮小版的數位歐元,以保護私人支付系統,例如由14家歐洲銀行共同發起的Wero計劃。羅蒂尼表示,歐洲應該採取「雙重方法」,將ECB的數位歐元與商業銀行支持的數位貨幣結合起來。他強調:「歐洲不應該落後。」

ECB與科技公司簽署數位歐元開發協議

上個月,ECB與七家科技供應商簽署了框架協議,以支持潛在數位歐元的開發。這些協議涵蓋了詐騙和風險管理、安全支付數據交換以及軟件開發等方面。

參與的公司包括詐騙檢測專家Feedzai和安全技術公司Giesecke+Devrient(G+D)。根據ECB的說法,這些公司還將開發一些功能,例如「別名查找」,使用戶能夠在不知道收款人支付服務提供商的情況下發送或接收付款,以及離線支付功能。

在數位貨幣的發展中,意大利銀行的呼聲顯示出對數位主權的重視,但同時也反映出金融界對於新技術所帶來的成本和風險的擔憂。這種情況不僅限於意大利,其他歐洲國家也面臨類似的挑戰。隨著數位歐元的推進,如何平衡創新與傳統金融體系的穩定性,將成為未來政策制定者需要深思熟慮的課題。

以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。

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