穩定幣競爭升溫!Citi與西聯匯款領航




Crypto Biz: 企業穩定幣競賽升溫,花旗和西聯匯款領軍
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隨著比特幣礦工和貸款機構在減半後的加密貨幣市場中發揮影響力,華爾街的穩定幣基礎設施開發競賽正逐漸升溫。花旗集團計劃擴大其穩定幣支付能力,這一動作正值市場對於大型金融機構探索穩定幣計劃的猜測增長之際,特別是在美國《GENIUS法案》通過後,這項全面立法預計將於2027年初生效。

這股動力不僅限於銀行。西聯匯款宣布計劃在Solana上建立穩定幣支付網絡,突顯出傳統支付提供商如何利用區塊鏈技術來實現更快、更便宜的跨境交易。

同時,比特幣的挖礦市場競爭日益激烈,小型運營商迅速縮小與行業領導者之間的差距。在數字貸款方面,Ledn報告稱今年的比特幣抵押貸款發放量超過10億美元,這表明投資者越來越傾向於借貸而非出售其比特幣持有。

花旗與Coinbase合作推進穩定幣支付
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花旗集團正在將穩定幣支付視為其下一個主要增長驅動因素,並與加密貨幣交易所Coinbase合作,以擴大其數字資產能力。該計劃最初專注於幫助客戶在加密貨幣和法定貨幣之間進行更便捷的轉換。

花旗的支付部門負責人Debopama Sen表示,這一舉措反映了客戶對於更快、更具可編程支付選項的需求。Sen表示,該銀行正在“探索解決方案,以便為我們的客戶啟用鏈上穩定幣支付”。

這一公告距離花旗預測穩定幣市場到2030年可能達到4萬億美元的預測僅一個月,這一數字目前約為3150億美元。

在《GENIUS法案》通過後,包括摩根大通和美國銀行在內的多家華爾街主要銀行據報也在探索自己的穩定幣計劃。

西聯匯款選擇Solana作為穩定幣結算網絡
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全球匯款巨頭西聯匯款正在開發一個基於Solana區塊鏈的新數字資產結算系統,這一舉措突顯了該公司在擁抱數字資產時對交易速度和可擴展性的重視。

在其第三季度財報電話會議上,西聯匯款宣布計劃推出一個生態系統,包括美元支付代幣(USDPT)和數字資產網絡,這是與Anchorage Digital Bank合作開發的,該銀行是一家提供保管和基礎設施服務的聯邦特許加密銀行。

預計USDPT將在2026年上半年首次亮相,並將與多家加密交易所建立合作夥伴關係,以增強可及性和流動性。

西聯匯款首席執行官Devin McGranahan在Money 20/20 USA大會上表示:“我們考慮了各種選擇,最終得出結論,Solana是正確的選擇。”

中型比特幣礦工在減半後獲得增長
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比特幣挖礦行業在減半後變得越來越競爭激烈,新一波中型公司迅速獲得市場份額,挑戰已建立的領導者。

根據《The Miner Mag》的數據,包括Cipher Mining、Bitdeer和HIVE Digital在內的小型上市礦工在經過多年的重基礎設施投資後,顯著提高了其實現的算力。這些公司現在正在縮小與MARA Holdings、CleanSpark和Cango等頂尖玩家之間的差距。

《The Miner Mag》在最近的一份通訊中寫道:“他們的崛起凸顯了公共礦工的中層——曾經落後於人——自2024年減半以來迅速擴大產量。”

其中一些公司,特別是HIVE Digital,還在比特幣挖礦之外多元化發展,進軍人工智能和高性能計算工作負載,這顯示出行業內部的更廣泛戰略轉變。

Ledn的比特幣抵押貸款發放量超過10億美元
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數字資產貸款機構Ledn報告稱,其比特幣抵押貸款產品在第三季度創下了紀錄,這突顯了長期持有者更喜歡借貸而非出售資產的趨勢。

該公司在第三季度發放了3.92億美元的比特幣抵押貸款,使其年初至今的發放量超過10億美元。自成立以來,Ledn已發放超過28億美元的總貸款。

Ledn被認為是三大集中金融(CeFi)貸款機構之一,與Tether和Galaxy Digital並列。這三家公司共同佔據了約89%的CeFi貸款市場。

隨著比特幣價格的持續上漲,借貸比特幣變得越來越受歡迎,這使得投資者能夠在不放棄資產長期增值潛力的情況下釋放流動性。

評論

這篇報道清晰地展示了目前加密貨幣市場中的幾個重要趨勢,尤其是大型金融機構對穩定幣的重視。花旗和西聯匯款的動作不僅反映了他們對市場需求的敏感度,也顯示出傳統金融與加密世界的融合正在加速。這種趨勢可能會引發更多的監管討論,因為穩定幣的廣泛使用可能會對現有金融體系產生深遠影響。

此外,中型比特幣礦工的崛起也值得關注,這顯示出即使在競爭激烈的市場中,創新和適應能力仍然是成功的關鍵。隨著技術的進步,這些公司可能會在未來的比特幣生態系統中扮演更重要的角色。總的來說,這些動態不僅影響了市場結構,也為投資者提供了新的機會與挑戰。

以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。

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