巴塞爾委員會或將放寬銀行加密資產規範




巴塞爾委員會審查銀行加密資產規則,穩定幣激增:報導
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根據彭博社的報導,隨著巴塞爾銀行監管委員會(BCBS)準備修訂其2022年關於銀行對數字資產的風險指引,銀行可能會對加密貨幣採取更為寬鬆的立場。

根據彭博社的消息來源,巴塞爾委員會將在明年更新其對銀行加密資產的指導方針,使其更加有利。這一變化是在2022年發布的先前標準之後,大多數銀行將其解讀為應該完全避免加密貨幣。

報導指出,巴塞爾委員會最近就先前規則的適當性進行了討論,而美國、英國和歐盟尚未完全實施這些規則。

新規則的需求源於穩定幣的快速增長,這些穩定幣最近在美國通過了GENIUS法案進行了監管,現在已獲准用於支付。

根據現行的巴塞爾規則,發行在公共區塊鏈上的穩定幣與風險較高的資產(如比特幣)一樣,需承擔相同的資本要求。這一等同處理引發了市場參與者的批評,他們認為受監管的、資產擔保的穩定幣風險要低得多。

強大的標準制定機構
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巴塞爾委員會是一個全球性機構,負責制定銀行監管的國際標準,專注於資本充足性、風險管理和監督。其規則,如巴塞爾III,確保全球銀行保持穩定和韌性,從而減少全球金融危機的風險。

這些評論隨著投資公司CoinFund總裁克里斯·珀金斯在8月中旬表示,巴塞爾委員會對銀行設定的資本要求創造了一個“瓶頸”,旨在抑制加密行業的增長。他當時表示:“這是一種非常微妙的抑制活動的方式,讓銀行的活動成本變得如此高昂,以至於他們只能說,‘我無法這樣做。’”

根據報導,一些國家希望在標準實施之前提前進行審查,例如美國。其他國家則希望先實施現有標準,然後再進行審查。

歐盟的市場加密資產監管框架已經允許穩定幣根據其擔保資產(通常是現金及現金等價物)獲得相同的資本待遇。

這一變化可能會對加密行業的未來發展產生深遠影響。隨著穩定幣的使用日益普及,銀行的態度轉變將有助於推動加密貨幣的廣泛接受。然而,這也可能引發對監管合規性的進一步討論,特別是在如何平衡創新與風險之間的關係方面。這一動態值得我們持續關注,因為它可能會重塑全球金融體系的結構。

以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。

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