尼日利亞金融科技公司計劃與Polygon合作推出非洲穩定幣支付系統
尼日利亞最大的金融科技公司Flutterwave正在開發一個以穩定幣為基礎的跨境支付平台,這凸顯了區塊鏈技術在促進非洲支付系統中的日益重要性。根據彭博社的報導,該公司與Polygon Labs合作,計劃在其覆蓋34個國家的網絡中推出這項服務。Polygon的區塊鏈基礎設施旨在提供可擴展、更快和更便宜的以太坊交易,將用於提高結算速度和效率。
Flutterwave的首席執行官Olugbenga Agboola表示,此舉可能會改變資金在整個大陸的流動,使企業和消費者能夠避開傳統支付系統中常見的高成本和延遲。他指出:“穩定幣的採用將促進更多資金流入非洲”,並補充說,這一倡議“有潛力使我們目前的交易量增長十倍”。
這項跨境支付倡議是在非洲穩定幣採用激增的背景下推出的。正如Cointelegraph最近報導的那樣,當地人越來越多地使用如USDt和USDC等代幣來對沖通脹和應對持續的貨幣不穩定。
穩定幣作為更便宜的匯款替代方案逐漸受到青睞
穩定幣在非洲逐漸受到青睞的原因有很多。除了作為對抗貨幣貶值的工具外,它們還成為該地區強大的匯款工具,因為在這裡,資金轉移在家庭收入和地方經濟中扮演著重要角色。
根據2024年Chainalysis的報告,從撒哈拉以南非洲發送200美元的匯款時,使用穩定幣的成本大約比傳統法幣轉賬方式便宜60%。
Chainalysis的數據還顯示,儘管其他主要地區的交易量出現下降,但撒哈拉以南非洲在2025年3月的鏈上交易量卻出現激增。這一增長與尼日利亞這個非洲人口最多國家的貨幣貶值有關,穩定幣和比特幣佔據了大部分交易活動。
隨著尼日利亞、肯尼亞、加納和南非等國家逐步推進清晰和支持性的加密貨幣監管,穩定幣的採用正在加速。
在這一背景下,Flutterwave的計劃不僅是金融科技創新的體現,更是對非洲經濟結構轉型的反映。穩定幣的普及有望顛覆傳統金融體系,為當地企業和消費者提供更高效的支付解決方案,進一步推動經濟增長。這一趨勢也顯示出,隨著區塊鏈技術的成熟,非洲市場在全球金融生態系統中的地位將愈加重要。
以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。
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