美國IRA引入1.6億美元的代幣化黃金

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[Subject]: Young Asian female with "Imada Mio-inspired" doll-like aesthetic (精緻洋娃娃臉). She has large round expressive eyes, a small V-line face, and rosy cheeks. Her expression is innocent, energetic, and slightly flirty. [Hair]: Messy morning hair (剛睡醒的凌亂感), long dark brown hair, slightly tousled, natural volume. [Outfit]: Wearing an oversized translucent white button-down shirt (男友風白襯衫), unbuttoned at the top to reveal collarbones, creating a "bottomless" look (下衣失蹤風格). [Style]: Japanese Gravure Photobook style (寫真集風格), Pure & Sexy vibe, bright high-key lighting, soft skin texture, Fujifilm PRO 400H color tone.
{
"intro": "Create an ultra realistic 8K UHD DSLR photo based on the attached image as a reference of facial features, maintaining 100% likeness.",

"subject": {
"identity": "A stylish beautiful woman portrayed as Cleopatra during her sacred milk bath beauty ritual, embodying divine femininity, sensual elegance, and timeless power.",
"angle": "Close-up beauty editorial captured at a refined 3/4 angle, focusing on her face, shoulders, and upper chest with extreme clarity and no blur.",
"pose": {
"body_position": "She is partially submerged in a luxurious milk bath, her shoulders and collarbones emerging gracefully from the surface.",
"hands": "One hand gently rests at the edge of the bath with milk droplets on her fingers, while the other lightly touches her neck adorned with subtle gold jewelry.",
"expression": "Soft yet commanding gaze directed toward the camera—calm, confident, intimate, and hypnotic."
}
},

"appearance": {
"outfit": "A barely-there, ritual-style ivory silk drape partially submerged in the milk bath, clinging softly to her skin. The fabric is delicate and translucent, edged with fine gold-thread embroidery for a sensual, sacred aesthetic.",
"accessories": "Minimal ritual jewelry—thin gold collar necklace resting above the milk surface, delicate arm cuff, subtle finger ring—kept refined to maintain focus on beauty and skin.",
"hair": "Her hair is sleek and ritual-polished, partially damp and slicked back at the crown, with soft wet strands framing her face naturally, reflecting candlelight.",
"makeup": "High-fashion Cleopatra beauty makeup with ceremonial artistry—perfectly sculpted brows, elongated black kohl eyeliner, vibrant eyeshadow layered in turquoise, teal, emerald, sapphire blue, and metallic gold. Beneath the eyes, subtle artistic ink-inspired accents echo ancient Egyptian symbolism. Her skin is luminous and dewy, cheeks softly flushed, and lips finished in a nude-rose satin sheen."
},

"ritual_props": {
"bath": "A carved alabaster bathtub filled with warm milk infused with honey, almond oil, and lotus essence.",
"floating_elements": [
"Fresh lotus flowers",
"Soft white rose petals",
"Delicate gold flakes shimmering on the milk surface"
],
"beauty_products": [
"Small golden perfume vial with lotus and myrrh oil",
"Alabaster bowl of honey and milk mixture",
"Clay jar of mineral kohl and pigment powders"
]
},

"background": {
"macro_environment": "An intimate royal bathing chamber within Cleopatra’s palace, designed as a sacred beauty sanctuary.",
"midground_details": "Soft linen curtains, glowing oil lamps, tall candles, and subtle steam rising from the bath, creating a warm and sensual atmosphere.",
"micro_elements": "Milk ripples around her skin, floating petals touching her shoulders, tiny droplets of moisture on her collarbones, reflections of candle flames on gold jewelry, visible stone texture on the tub, and delicate fabric translucency—every detail sharply rendered with zero blur."
},

"lighting": {
"type": "Warm cinematic candlelight combined with soft ambient palace glow.",
"effect": "Golden highlights sculpt her face and skin while gentle shadows enhance depth, intimacy, and divine beauty."
},

"camera": {
"camera_type": "DSLR",
"resolution": "8K UHD",
"lens": "85mm prime lens for beauty editorial compression",
"aperture": "f/8 for maximum facial and detail sharpness",
"iso": 100,
"shutter_speed": "1/160s",
"focus": "Extreme sharp focus on facial features, skin texture, makeup details, and milk surface, no bokeh, no blur"
},

"style": "Luxury beauty editorial, sacred milk bath ritual, ancient Egyptian goddess realism, intimate yet powerful, ultra-detailed, luminous skin focus, cinematic elegance"
}
Prompt:

Use my image upload (keep original face) I wearing a black beanie, a black jacket, black pants, and black boots, holding a phone in his hand. He is sitting on a low wall or bench outdoors at night, with blurry city lights in the background creating a bokeh effect.

代幣化黃金進入美國IRA,SmartGold–Chintai合作推出16億美元計劃

SmartGold是一家提供黃金支持的IRA服務商,最近與代幣化平台Chintai Nexus合作,將價值16億美元的保險庫資產上鏈,這可能為美國自主管理的個人退休賬戶(IRA)開啟代幣化黃金投資的大門。

根據這兩家公司周二的聲明,每個黃金代幣都以實體黃金一對一支持,並可作為抵押品在去中心化金融(DeFi)借貸協議中使用。

該結構的運作方式是,投資者通過SmartGold的自主管理IRA購買並存儲保險庫黃金。然後,Chintai將這些持有的黃金進行代幣化,發行與實體資產直接相關的數字表示。

這些代幣可以用作Morpho和Kamino等平台的抵押品,讓投資者獲得以美元計價的流動性。借來的資金可以再投資於其他產生收益的策略,同時底層的黃金保持存儲,賬戶的稅務遞延狀態也得以保留。

自主管理的IRA與傳統或Roth賬戶享有相同的稅務優惠,但讓退休規劃者可以接觸更廣泛的資產,包括加密貨幣、私募股權和房地產。根據Pacific Premier Trust的數據,自主管理的IRA在美國IRA中佔比為2%至5%,總額達到10.8萬億美元。

黃金:原始對沖工具的動力增強

雖然許多加密貨幣倡導者將比特幣視為“數字黃金”,因其稀缺性、可分割性和保護購買力的潛力,但傳統的黃金在今年的表現卻更為突出。

Comex黃金期貨在週一上漲至每盎司3557美元的歷史高點,使得這種黃金的年初至今增長達34%。這一需求的上升是受到地緣政治和政治不確定性、中央銀行大量購買以及對通脹和整體經濟的持續擔憂所推動的。

根據《華爾街日報》的報導,黃金還受益於對美國聯邦儲備系統獨立性日益增長的質疑,因為美國總統特朗普試圖改變該機構,批評其未能足夠積極地降低利率。

在上個月的Jackson Hole研討會上,美聯儲主席鮑威爾暗示,隨著政策制定者將重點轉向勞動市場,九月可能會考慮降息。

這一系列的動態顯示,代幣化黃金的興起不僅是金融科技的創新,更是對傳統資產配置的重新思考。在不確定的經濟環境中,投資者對於能夠提供實體支持的數字資產的需求日益增加,這可能會改變未來的投資格局。

在這樣的背景下,代幣化黃金的推出不僅是技術上的進步,更是對傳統投資方式的挑戰。這一趨勢值得我們密切關注,因為它可能會引領更多的投資者進入這一新興市場,並重新定義資產的流動性和可獲得性。

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