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預測到2030年，加密貨幣將處理十分之一的後交易市場：花旗調查
根據花旗銀行的一項調查，超過500名金融高管預測，穩定幣和數字資產在未來五年內將處理全球後交易市場的10%交易額。
這份於週二發布的《證券服務演變報告》中指出，銀行發行的穩定幣被視為支持抵押品效率、資金代幣化和私募市場證券的主要方法。調查在6月至7月期間對537名保管人、銀行、經紀商、資產管理人和機構投資者進行，超過一半的受訪者表示，他們的公司也在試驗生成性人工智能（GenAI）以應對後交易。
後交易市場確保證券交易的驗證、執行和最終化，隨著美國在今年早些時候通過了針對穩定幣的法律，華爾街對穩定幣的興趣顯著上升。
加密行業接近臨界點
花旗在報告中指出，自2021年以來，數字資產的採用從早期的實驗階段進展到戰略實施，雖然“動力明顯”，但該行業尚未達到臨界點，預測可能“令人垂涎地接近”。
“經過多年的基礎工作，全球後交易行業看似即將迎來在速度、成本和韌性方面的轉型。”
調查受訪者認為流動性和後交易成本效率是投資數字賬本技術（DLT）的主要驅動因素，大多數人認為這些領域在未來三年內將受到區塊鏈的重大影響。
“超過一半的受訪者更清楚地認識到，DLT在全球資本市場中提高證券流通速度的能力，將對他們的資金成本、財務資源需求和運營成本產生重大影響，預計在2028年前會有顯著變化，”花旗表示。
一些國家預期加密貨幣將處理更多交易額
對數字資產增長的預期在美國更高，預測到2030年，14%的市場交易額將通過數字或代幣化資產進行，而歐洲的預測為10%，亞太地區則為9%。
花旗指出，美國在2025年的市場情緒是今年的一大亮點，受到如GENIUS法案等監管變化的推動。該法案於7月由特朗普總統簽署成為法律。
大型公司如穩定幣發行商Circle、資產管理公司BlackRock及其他機構在擴大數字流動性方面的領導地位也促進了這一情緒的變化。
生成性人工智能也將發揮作用
生成性人工智能（GenAI）預計也將在後交易市場中發揮作用，57%的受訪者表示，他們的組織正在試驗該技術以用於後交易操作。
至少67%的機構投資者表示，他們使用GenAI進行後交易的對賬、報告、清算和結算。
目前，最多受訪者表示他們的公司正在試驗GenAI進行客戶入職，其中83%的經紀商、63%的保管人和60%的資產管理人使用該技術以“產生有意義的影響”。
“在一個更快、更清晰的入職流程能帶來金錢的世界中，這一用例似乎是完美的起點，也是縮短零售和機構客戶之間差距的機會，”花旗表示。
這項調查顯示，數字資產及其相關技術正在迅速成為金融行業的重要組成部分，未來幾年可能會改變市場的運作方式。隨著技術的進步和監管的完善，加密貨幣的應用範圍將不斷擴大，這對於金融市場的流動性和效率將產生深遠的影響。
以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。
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![{
"intro": "Create an ultra realistic 8K UHD DSLR photo based on the attached image as a reference of facial features, maintaining 100% likeness.",
"subject": {
"identity": "A stylish beautiful woman portrayed as Cleopatra during her sacred milk bath beauty ritual, embodying divine femininity, sensual elegance, and timeless power.",
"angle": "Close-up beauty editorial captured at a refined 3/4 angle, focusing on her face, shoulders, and upper chest with extreme clarity and no blur.",
"pose": {
"body_position": "She is partially submerged in a luxurious milk bath, her shoulders and collarbones emerging gracefully from the surface.",
"hands": "One hand gently rests at the edge of the bath with milk droplets on her fingers, while the other lightly touches her neck adorned with subtle gold jewelry.",
"expression": "Soft yet commanding gaze directed toward the camera—calm, confident, intimate, and hypnotic."
}
},
"appearance": {
"outfit": "A barely-there, ritual-style ivory silk drape partially submerged in the milk bath, clinging softly to her skin. The fabric is delicate and translucent, edged with fine gold-thread embroidery for a sensual, sacred aesthetic.",
"accessories": "Minimal ritual jewelry—thin gold collar necklace resting above the milk surface, delicate arm cuff, subtle finger ring—kept refined to maintain focus on beauty and skin.",
"hair": "Her hair is sleek and ritual-polished, partially damp and slicked back at the crown, with soft wet strands framing her face naturally, reflecting candlelight.",
"makeup": "High-fashion Cleopatra beauty makeup with ceremonial artistry—perfectly sculpted brows, elongated black kohl eyeliner, vibrant eyeshadow layered in turquoise, teal, emerald, sapphire blue, and metallic gold. Beneath the eyes, subtle artistic ink-inspired accents echo ancient Egyptian symbolism. Her skin is luminous and dewy, cheeks softly flushed, and lips finished in a nude-rose satin sheen."
},
"ritual_props": {
"bath": "A carved alabaster bathtub filled with warm milk infused with honey, almond oil, and lotus essence.",
"floating_elements": [
"Fresh lotus flowers",
"Soft white rose petals",
"Delicate gold flakes shimmering on the milk surface"
],
"beauty_products": [
"Small golden perfume vial with lotus and myrrh oil",
"Alabaster bowl of honey and milk mixture",
"Clay jar of mineral kohl and pigment powders"
]
},
"background": {
"macro_environment": "An intimate royal bathing chamber within Cleopatra’s palace, designed as a sacred beauty sanctuary.",
"midground_details": "Soft linen curtains, glowing oil lamps, tall candles, and subtle steam rising from the bath, creating a warm and sensual atmosphere.",
"micro_elements": "Milk ripples around her skin, floating petals touching her shoulders, tiny droplets of moisture on her collarbones, reflections of candle flames on gold jewelry, visible stone texture on the tub, and delicate fabric translucency—every detail sharply rendered with zero blur."
},
"lighting": {
"type": "Warm cinematic candlelight combined with soft ambient palace glow.",
"effect": "Golden highlights sculpt her face and skin while gentle shadows enhance depth, intimacy, and divine beauty."
},
"camera": {
"camera_type": "DSLR",
"resolution": "8K UHD",
"lens": "85mm prime lens for beauty editorial compression",
"aperture": "f/8 for maximum facial and detail sharpness",
"iso": 100,
"shutter_speed": "1/160s",
"focus": "Extreme sharp focus on facial features, skin texture, makeup details, and milk surface, no bokeh, no blur"
},
"style": "Luxury beauty editorial, sacred milk bath ritual, ancient Egyptian goddess realism, intimate yet powerful, ultra-detailed, luminous skin focus, cinematic elegance"
}](https://ssfuture.shop/wp-content/uploads/ai_gen_1766006026-300x167.png)
![[Subject]: Young Asian female with "Imada Mio-inspired" doll-like aesthetic (精緻洋娃娃臉). She has large round expressive eyes, a small V-line face, and rosy cheeks. Her expression is innocent, energetic, and slightly flirty. [Hair]: Messy morning hair (剛睡醒的凌亂感), long dark brown hair, slightly tousled, natural volume. [Outfit]: Wearing an oversized translucent white button-down shirt (男友風白襯衫), unbuttoned at the top to reveal collarbones, creating a "bottomless" look (下衣失蹤風格). [Style]: Japanese Gravure Photobook style (寫真集風格), Pure & Sexy vibe, bright high-key lighting, soft skin texture, Fujifilm PRO 400H color tone.](https://ssfuture.shop/wp-content/uploads/ai_gen_1764994293-300x300.png)
