馬克·庫班：五年內AI將成為基本技能，創業者要擁抱AI否則會被淘汰
億萬富翁投資者馬克·庫班近日接受《財富》雜誌獨家訪問時表示，未來五年內，人工智能（AI）將成為像電郵或Excel一樣的基礎技能。對創業者來說，掌握AI技術，懂得運用AI助理提升效率和降低成本，將是成功的關鍵。
庫班一向是AI的支持者，他認為未來商業世界中，懂得使用AI將是創業者的入場券。他在電郵問答中透露，十年後「更多人會靠AI助理自主創業」，AI能把「單打獨鬥的創始人變成完整團隊」。他強調：「如果你不利用AI加快速度或做出更聰明的決策，那你就落後了。」
對庫班來說，AI不僅是每個人必學的技能，也是一位可以投資的團隊成員，幫助企業搭建未來。他目前是AI創業平台ZenBusiness的顧問，該平台本週推出了一款名為「Velo」的AI助理，能自動處理監管申報、調查研究和網站搭建等業務運營工作。ZenBusiness創辦人兼CEO羅斯·布爾多夫表示，Velo會根據用戶提供的資料，全天候24小時提供個人化建議，並且免費使用。
庫班形容這類AI助理就像創業者的「營運副總裁、首席銷售代表、數據分析師和法律顧問合體」，但同時提醒創業者要視AI為「最聰明的實習生」，問對問題但必須核實答案。布爾多夫補充，Velo也有真人技術支援。
根據美國人口普查局數據，2024年美國新申請創業的數量為512萬宗，比2023年的550萬宗微跌6.9%，但整體創業熱潮依然強勁。庫班指出，現時創業者面對的最大障礙是「恐懼和資金」，而AI助理能幫助解決聘用成本高昂的問題，降低創業門檻。
他強調：「AI不只是工具，更是槓桿。你若不用AI加速行動和做出明智決策，就會處於劣勢。最成功的創業者會懂得如何正確使用AI。」
庫班相信AI不會取代創業者，反而會賦能懂得利用AI的創業者。「最終，AI是放大器。用它，但不要被它所用。」
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評論與啟示
馬克·庫班的觀點無疑揭示了AI即將成為商業世界不可或缺的基礎技能。這不僅反映了科技發展的趨勢，更提醒創業者必須與時俱進，否則很快就會被競爭對手拋離。AI不再是未來的想像，而是現實中的工作助手，從營運、銷售到法律顧問，AI助理能大幅降低創業門檻和運營成本，令更多人有能力自主創業。
對香港的中小企和初創企業來說，這種趨勢同樣適用。隨著全球經濟環境變化和數碼轉型加速，香港的創業者若能善用AI工具，無論是在市場調研、數據分析，還是營運自動化方面，都能顯著提升競爭力。特別是在資金和人力有限的情況下，AI助理可視為一種「虛擬團隊」，幫助企業做出更快、更準確的決策。
然而，庫班也提醒使用者要保持警覺，AI的回應需要核實，不能盲目依賴。這一點對香港企業尤為重要，因為AI生成的內容或建議可能因文化、法規和市場環境不同而有所偏差。創業者應該培養AI素養，懂得如何提出正確問題，並結合人類判斷，才能真正發揮AI的力量。
總結來說，AI不僅是新技能，更是創業的關鍵利器。香港企業和創業者應該積極擁抱AI，從技術學習到實際應用，打造更靈活、高效的商業模式，才能在未來競爭中立於不敗之地。
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