西聯匯款選擇Solana推出穩定幣計劃

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西聯匯款選擇Solana作為其穩定幣和加密網絡

西聯匯款(Western Union)宣布將使用Solana區塊鏈來建立其數字資產網絡和美元支付代幣(USDPT)穩定幣,預計將在2026年上半年推出。

在上週的第三季度財報電話會議中,該公司表示,這個穩定幣系統將由USDPT和與Anchorage Digital Bank合作建立的數字資產網絡組成。該公司期望USDPT能夠通過合作夥伴交易所提供客戶訪問,擴大可及性,類似於PayPal USD在幣安等交易所的上市。

此外,數字資產網絡將為該匯款平台的超過1.5億客戶提供現金提款服務,這些客戶分佈在200多個國家和地區。

在拉斯維加斯舉行的Money 20/20 USA大會上,西聯匯款首席執行官德文·麥克格拉漢(Devin McGranahan)表示,他的團隊比較了許多其他選擇,最終認為Solana是建立機構級穩定幣平台的“正確選擇”。

他指出:“175年來,我們一直在連接人們,每年轉移1500億美元。數字資產是下一個進化。我們考慮了其他選擇,並得出結論,Solana是正確的選擇。”

傳統支付平台探索區塊鏈技術

隨著越來越多的傳統支付平台探索區塊鏈技術以進行跨境匯款,支持者表示,這項技術比傳統支付系統更快、更便宜且更透明。上週五,支付平台Zelle的母公司表示將推出穩定幣以促進更快速的跨境支付,而MoneyGram則在九月中旬宣布將在哥倫比亞整合其加密應用程序,為當地人提供USDC錢包。

GENIUS法案促進穩定幣計劃

穩定幣的採用上升與美國在總統特朗普於七月簽署穩定幣專注的GENIUS法案後的監管明確性增加有關。麥克格拉漢表示,西聯匯款最初因市場波動、監管不確定性和客戶保護的擔憂而未能進入加密領域,但GENIUS法案的通過改變了這一局面。

美國財政部在四月估計,穩定幣市場的價值為3115億美元,預計到2028年將達到2萬億美元。

西聯匯款進軍穩定幣領域的消息,距離其首次暗示計劃整合穩定幣的時間不過三個多月。

這一動向不僅顯示了西聯匯款對數字資產的重視,也反映出傳統金融機構在面對新興技術時的轉變。隨著穩定幣的普及,未來的跨境支付將可能更加高效和便捷,這對於全球經濟的影響不容小覷。

這一趨勢也引起了市場的廣泛關注,尤其是在監管環境逐漸明朗的情況下,如何平衡創新與風險將成為未來金融行業的重要課題。西聯匯款的舉措或許會啟發其他傳統金融機構考慮類似的策略,進一步推動數字資產的普及和應用。

以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。

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