美國聯邦儲備局官員告訴銀行家 DeFi 沒有什麼好害怕的
美國聯邦儲備局（Fed）官員克里斯多夫·沃勒（Christopher Waller）呼籲政策制定者和銀行家們不要再害怕去中心化金融（DeFi）和穩定幣，並表示這些將推動美國支付系統的下一波創新。
在週三於懷俄明州區塊鏈研討會上，沃勒表示：“這並不可怕，僅僅因為它發生在去中心化金融或 DeFi 世界中——這只是轉移物品和記錄交易的新技術。”他鼓勵政策制定者和私營銀行部門合作建立加密支付基礎設施，並指出使用智能合約、代幣化或分佈式帳本進行日常交易並沒有什麼可怕的。
沃勒的言論反映出美聯儲逐漸轉向擁抱加密貨幣及其在美國支付系統中的未來角色。今年四月，美聯儲撤回了2022年對銀行參與加密貨幣和穩定幣活動的指導意見，這一指導意見曾經對銀行的參與起到了阻礙作用。
上週，美聯儲結束了其針對加密相關活動的風險導向“新型活動監管計劃”，而美聯儲監管副主席米歇爾·鮑曼（Michelle Bowman）則在週二表示，應該允許員工持有少量加密貨幣，以便更好地理解這項技術。
沃勒的支持加密貨幣的觀點可能會在不久的將來獲得更多重視，因為他被認為是取代傑羅姆·鮑威爾（Jerome Powell）擔任美聯儲主席的熱門人選。鮑威爾的任期將於2026年5月結束，只有在特朗普總統重新提名並經參議院確認的情況下才能延長。不過，據報導，特朗普已經向鮑威爾施壓要求其辭職。
沃勒：用加密貨幣購買迷因幣就像用法幣買蘋果
沃勒表示，DeFi交易遵循與日常借記卡購買相同的邏輯，並將使用穩定幣購買迷因幣比作在雜貨店用借記卡支付蘋果的過程。
“我可以去雜貨店買一個蘋果，並使用我支票帳戶中的數字美元支付。我在讀卡器上輕觸我的借記卡以進行交易。最後，機器打印出收據，這就是交易的記錄。這一過程同樣適用於加密世界。”
“我購買一個迷因幣，並使用穩定幣作為支付手段。交易通過智能合約進行，最終交易記錄在分佈式帳本上。”
GENIUS法案是穩定幣採用的重要一步
沃勒表示，最近簽署的《指導和建立美國穩定幣國家創新法案》標誌著穩定幣採用的重要一步，並補充說這可能幫助穩定幣“實現其全部潛力”。
他指出，穩定幣可以幫助維持和擴大美元在國際上的角色，特別是在高通脹國家或那些對實體美元接觸有限的國家，同時改善零售和跨境支付。
穩定幣市場預計到2028年增長615%
目前穩定幣市場的規模為2800億美元——美國財政部在四月預計到2028年將達到2萬億美元。該部門支持其預測，認為穩定幣的監管框架可以迅速加速對美國國債的需求。
目前Tether的USDT和Circle的USDC主導著穩定幣市場，根據CoinGecko的數據，市場價值分別為1670億美元和675億美元。
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這篇文章突顯了美國聯邦儲備局對加密貨幣的逐步接受，這不僅是對傳統金融體系的一次挑戰，更是對未來金融科技發展方向的引導。沃勒的言論不僅反映了對加密技術的信心，也表明了美國在全球金融競爭中的雄心。隨著穩定幣市場的快速增長，未來的支付系統可能會出現更大的變革，這對於金融業的各個參與者來說都是一個值得關注的趨勢。
以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。
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![{
"intro": "Create an ultra realistic 8K UHD DSLR photo based on the attached image as a reference of facial features, maintaining 100% likeness.",
"subject": {
"identity": "A stylish beautiful woman portrayed as Cleopatra performing a sacred night-time royal dance, embodying divine seduction, power, and celestial authority.",
"angle": "Full-body high-fashion editorial portrait captured at a cinematic 3/4 angle, ultra-crisp clarity with no blur.",
"pose": {
"body_position": "She is captured mid-dance inside a temple courtyard at night, her body angled gracefully, hips grounded, torso lifted, creating a powerful and sensual silhouette.",
"movement": "Her arms are raised in slow ceremonial motion while one leg steps forward, fully revealing her feet and lower legs as part of the ritual stance.",
"expression": "A calm, hypnotic, commanding gaze directed toward the camera—quiet dominance wrapped in sensual mystery."
}
},
"appearance": {
"outfit": "An ultra-bongga Cleopatra couture gown with an all-crystal bodice that fits like jeweled armor. Thousands of hand-set crystals, diamonds, and glass stones in gold, champagne, clear, and iridescent tones form sacred Egyptian motifs—cobras, sun disks, lotus symbols—entirely through crystal placement. The neckline is daring yet elegant, supported by invisible illusion mesh. From the waist, the skirt opens into flowing sheer silk and organza panels in ivory and soft gold, designed with a high front opening that intentionally exposes her legs and feet during movement. Crystal chains and beaded fringe sway rhythmically with every step, enhancing sensual motion.",
"accessories": "A dramatic Egyptian ceremonial headpiece with gold and crystal detailing, an oversized layered gold collar necklace, sculpted crystal arm cuffs, finger armor rings, a crystal-and-gold waist belt, and delicate gold anklets accentuating her bare feet.",
"hair": "Her hair is sleek, glossy, and perfectly controlled, styled to balance the weight of the crystal headpiece while allowing elegant movement.",
"makeup": "Ultra-glam, colorful Egyptian night makeup—bold elongated black kohl eyeliner, intense eyeshadow layered in turquoise, emerald, sapphire blue, violet, and metallic gold. Beneath the eyes, intricate ceremonial ink drawings in fine black and gold lines inspired by ancient Egyptian markings. Skin is luminous with molten-gold highlights, brows strong and defined, lips finished in a sensual nude-bronze satin."
},
"props": {
"ritual_elements": [
"Burning incense bowls releasing thick aromatic smoke",
"Golden sistrum placed near the dance space",
"Tall ceremonial torches lining the temple floor"
]
},
"background": {
"macro_environment": "A grand ancient Egyptian temple courtyard at night, reserved for sacred royal rituals.",
"midground_details": "Towering sandstone columns, massive statues of Isis and Hathor, carved temple walls, flowing linen drapes, and ceremonial platforms illuminated by firelight.",
"micro_elements": "Torch flames reflecting off crystal surfaces, fine dust particles glowing in the night air, incense smoke wrapping around her legs and feet, detailed stone floor textures beneath her bare feet, crystal fringe in motion, and sharply defined shadows—everything rendered in extreme detail with zero blur."
},
"lighting": {
"type": "Cinematic night lighting using torches, oil lamps, and subtle moonlight.",
"effect": "Firelight ignites the crystal bodice with prismatic sparkle while moonlight softly outlines her legs and feet, creating a dramatic, sensual, and divine atmosphere."
},
"camera": {
"camera_type": "DSLR",
"resolution": "8K UHD",
"lens": "50mm prime lens",
"aperture": "f/8 for full-body and environment sharpness",
"iso": 100,
"shutter_speed": "1/200s to freeze elegant motion clearly",
"focus": "Extreme sharp focus on crystal bodice, facial features, legs, feet, and temple details, no bokeh, no blur"
},
"style": "Ultra high-fashion editorial, night temple ritual, all-crystal couture, sexy yet sacred, ancient Egyptian royalty reimagined, cinematic realism, extremely detailed, sharp, iconic"
}](https://ssfuture.shop/wp-content/uploads/ai_gen_1766006158-167x300.png)
