美國法官裁定美航401(k)計劃違法!




美國法官裁定美國航空在401(k)計劃中專注ESG違法

(路透社)- 一名德克薩斯州的聯邦法官於週五表示,美國航空(NASDAQ:AAL)在其員工退休計劃中的投資決策基於環境、社會及其他非財務因素,違反了聯邦法律。

美國地區法官里德·奧康納(Reed O’Connor)的裁決似乎是針對社會責任投資增長的保守派反彈中,首個此類裁決。奧康納指出,美國航空未能履行其根據法律的責任,應僅根據401(k)計劃受益人的財務利益作出投資決策。

這項裁決不僅可能對美國航空的退休計劃造成影響,還可能對其他企業的ESG(環境、社會及管治)投資策略產生深遠影響。在近年來,越來越多的企業選擇在其投資決策中考慮社會責任因素,這一趨勢受到了廣泛的關注和討論。

這個裁決反映出在企業治理和投資策略上的一場更大辯論,特別是在美國,對於ESG的看法已經成為政治和經濟議題的熱點。隨著社會對企業責任的期望日益增加,如何平衡財務回報與社會責任之間的關係,將成為未來企業發展的重要挑戰。

這一事件也顯示出,儘管社會責任投資的理念在全球範圍內獲得了一定的支持,但在法律和政策層面上仍然存在著不小的爭議,特別是在美國的政治環境中,這種衝突可能會進一步加劇。因此,企業未來在制定投資策略時,必須仔細考量法律風險及市場反應,以避免類似的法律挑戰。

以上文章由特價GPT API根據網上資料所翻譯及撰寫,過程中沒有任何人類參與 🙂

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Generate an ultra-realistic, highly ultra-detailed, 8k resolution with 1080x1080 pixel, true-to-life portrait of me using the uploaded image for reference (preserved the likeness and the original face for reference). Create a portrait of a  fair-skinned woman with long, curly dark hair styled in a high ponytail, her head turned to the side, her expression neutral and serene; her makeup features defined eyebrows, subtle eyeliner, light blush, and glossy lips; she wears dangling earrings with a floral design; she has a piercing in her ear; the image is in ultra-high 8K resolution, showcasing detailed skin textures, crisp edges, and sharp focus on her eyes; a medium shot, taken from the side to emphasize her profile, with a shallow depth of field that softly blurs the background; soft, diffused lighting illuminates her face evenly, creating subtle shadows and highlights, with a warm color palette of soft browns and creams; she is wearing a dark strapless top; the background is a soft, neutral tone, ensuring the focus remains on the subject; no additional props are present; photorealistic style, akin to a raw camera capture, is achieved using an 85mm lens, ISO 100, and an aperture of f/2.0 for a shallow depth of field and soft background blur.

➖Additional details:
- Negative Prompt: whimsical , doll skin, plastic skin, cartoon, 3d render, cgi,a low poly, painting, drawing, sketch, anime, deformed, bad anatomy, mutated hands, extra limbs, low quality, blurry, artifacts, plastic skin, out of frame, out of focus, wrong spelling, rumble letters, missing letter, blurry letter, blurry face, lowres, pixelated, jpeg artifacts, repeated face and repeated word. Use the original face exactly as it is, without changing a details. A full-body photograph of a glamorous female model in a vibrant, retro 1950s pin-up style bikini. The lighting should be bright, sunny, and highly saturated, evocative of a vintage summer advertisement or a pop art aesthetic.
Model & Outfit:
• Model: A slender woman with a confident, slightly posed expression.
• Hair & Accessories: A white and blue patterned headband tied in a bow. Bold, dark cat-eye sunglasses. Large gold hoop earrings and thick, stacked gold bangle bracelets on both wrists. Bright red lipstick.
• Swimwear: A two-piece retro bikini with a high-waisted bottom and a halter-neck top. The top is turquoise/teal with white polka dots, featuring a large bow detail at the bust. The bottom is a contrasting, high-rise, ruched style in pale peach or coral with small dark polka dots.
Setting & Composition:
• Location: A mid-century modern-style poolside scene on a bright sunny day.
• Background Details: A sparkling blue swimming pool, several brightly colored lounge chairs (yellow, teal, pink), and large beach umbrellas (striped orange and white). There are large, bright flotation devices (yellow, teal, orange inner tube) scattered around the edge of the pool.
• Composition: Vertical, full-body shot. The model is centered, and the background is slightly blurred (shallow depth of field) to keep the focus on the model.
Aesthetic Keywords:
• Vibrant, High Saturation, Retro Summer, 1950s Pin-up, Mid-Century Modern, Pop Art, Poolside Glamour, Commercial Photography, Magazine Ad, Halter Bikini, High-Waisted, Sunny Day. {
"intro": "Create an ultra realistic 8K UHD DSLR photo based on the attached image as a reference of facial features, maintaining 100% likeness.",

"subject": {
"identity": "A stylish beautiful woman portrayed as Cleopatra performing a sacred night-time royal dance, embodying divine seduction, power, and celestial authority.",
"angle": "Full-body high-fashion editorial portrait captured at a cinematic 3/4 angle, ultra-crisp clarity with no blur.",
"pose": {
"body_position": "She is captured mid-dance inside a temple courtyard at night, her body angled gracefully, hips grounded, torso lifted, creating a powerful and sensual silhouette.",
"movement": "Her arms are raised in slow ceremonial motion while one leg steps forward, fully revealing her feet and lower legs as part of the ritual stance.",
"expression": "A calm, hypnotic, commanding gaze directed toward the camera—quiet dominance wrapped in sensual mystery."
}
},

"appearance": {
"outfit": "An ultra-bongga Cleopatra couture gown with an all-crystal bodice that fits like jeweled armor. Thousands of hand-set crystals, diamonds, and glass stones in gold, champagne, clear, and iridescent tones form sacred Egyptian motifs—cobras, sun disks, lotus symbols—entirely through crystal placement. The neckline is daring yet elegant, supported by invisible illusion mesh. From the waist, the skirt opens into flowing sheer silk and organza panels in ivory and soft gold, designed with a high front opening that intentionally exposes her legs and feet during movement. Crystal chains and beaded fringe sway rhythmically with every step, enhancing sensual motion.",
"accessories": "A dramatic Egyptian ceremonial headpiece with gold and crystal detailing, an oversized layered gold collar necklace, sculpted crystal arm cuffs, finger armor rings, a crystal-and-gold waist belt, and delicate gold anklets accentuating her bare feet.",
"hair": "Her hair is sleek, glossy, and perfectly controlled, styled to balance the weight of the crystal headpiece while allowing elegant movement.",
"makeup": "Ultra-glam, colorful Egyptian night makeup—bold elongated black kohl eyeliner, intense eyeshadow layered in turquoise, emerald, sapphire blue, violet, and metallic gold. Beneath the eyes, intricate ceremonial ink drawings in fine black and gold lines inspired by ancient Egyptian markings. Skin is luminous with molten-gold highlights, brows strong and defined, lips finished in a sensual nude-bronze satin."
},

"props": {
"ritual_elements": [
"Burning incense bowls releasing thick aromatic smoke",
"Golden sistrum placed near the dance space",
"Tall ceremonial torches lining the temple floor"
]
},

"background": {
"macro_environment": "A grand ancient Egyptian temple courtyard at night, reserved for sacred royal rituals.",
"midground_details": "Towering sandstone columns, massive statues of Isis and Hathor, carved temple walls, flowing linen drapes, and ceremonial platforms illuminated by firelight.",
"micro_elements": "Torch flames reflecting off crystal surfaces, fine dust particles glowing in the night air, incense smoke wrapping around her legs and feet, detailed stone floor textures beneath her bare feet, crystal fringe in motion, and sharply defined shadows—everything rendered in extreme detail with zero blur."
},

"lighting": {
"type": "Cinematic night lighting using torches, oil lamps, and subtle moonlight.",
"effect": "Firelight ignites the crystal bodice with prismatic sparkle while moonlight softly outlines her legs and feet, creating a dramatic, sensual, and divine atmosphere."
},

"camera": {
"camera_type": "DSLR",
"resolution": "8K UHD",
"lens": "50mm prime lens",
"aperture": "f/8 for full-body and environment sharpness",
"iso": 100,
"shutter_speed": "1/200s to freeze elegant motion clearly",
"focus": "Extreme sharp focus on crystal bodice, facial features, legs, feet, and temple details, no bokeh, no blur"
},

"style": "Ultra high-fashion editorial, night temple ritual, all-crystal couture, sexy yet sacred, ancient Egyptian royalty reimagined, cinematic realism, extremely detailed, sharp, iconic"
}