穩定幣需求上升或將壓低利率




穩定幣需求增長,或可降低利率:美聯儲的Miran

美國聯邦儲備局理事Stephen Miran指出,與美元掛鉤的加密穩定幣需求增長,可能會幫助降低利率。

在紐約舉行的BCVC峰會上,Miran表示,美元掛鉤的加密代幣可能會對中性利率(即r-star)施加“下行壓力”,這一利率不會刺激或抑制經濟。他指出,如果中性利率下降,中央銀行也會相應降低利率。

根據CoinGecko的數據,目前所有穩定幣的總市值約為310.7億美元,Miran建議美聯儲的研究顯示,未來五年內市場可能增長至高達3兆美元的價值。

Miran在會上表示:“我的論點是,穩定幣已經在增加美國國債和其他以美元計價的流動資產的需求,這一需求將持續增長。穩定幣可能成為中央銀行面前的一頭多兆美元的‘大象’。”

包括國際貨幣基金組織在內的多個組織已經警告,穩定幣可能對傳統金融資產和服務構成威脅,因為它們可能會與傳統銀行競爭。美國銀行業團體也呼籲國會加強對穩定幣的監管,認為這些穩定幣可能吸引潛在的銀行客戶。

規範為未來鋪路

在演講中,Miran讚揚了GENIUS法案,該法案為穩定幣設定了明確的指導方針和消費者保護措施,並指出監管框架在促進穩定幣更廣泛採用方面將發揮關鍵作用。

他表示:“雖然我對新規範持懷疑態度,但我對GENIUS法案感到非常鼓舞。這一穩定幣的監管機制為持有傳統美元資產提供了合法性和問責性。”他補充道:“對於貨幣政策而言,GENIUS法案最重要的方面是要求美國境內的發行商保持至少一比一的儲備,以安全和流動的美元計價資產作為支持。”

這篇文章反映了穩定幣在當前金融體系中的潛在影響,特別是在利率政策方面。隨著穩定幣的需求不斷增長,這不僅可能改變中央銀行的貨幣政策,也可能對傳統金融機構造成挑戰。這種情況下,穩定幣的監管將成為關鍵,如何平衡創新與風險管理將是未來金融政策的重要課題。這也提醒我們,隨著技術的發展,金融體系的格局將不斷變化,未來的監管政策需要靈活應對這些挑戰。

以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。

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"intro": "Create an ultra realistic 8K UHD DSLR photo based on the attached image as a reference of facial features, maintaining 100% likeness.",

"subject": {
"identity": "A stylish beautiful woman portrayed as Cleopatra performing a sacred night-time royal dance, embodying divine seduction, power, and celestial authority.",
"angle": "Full-body high-fashion editorial portrait captured at a cinematic 3/4 angle, ultra-crisp clarity with no blur.",
"pose": {
"body_position": "She is captured mid-dance inside a temple courtyard at night, her body angled gracefully, hips grounded, torso lifted, creating a powerful and sensual silhouette.",
"movement": "Her arms are raised in slow ceremonial motion while one leg steps forward, fully revealing her feet and lower legs as part of the ritual stance.",
"expression": "A calm, hypnotic, commanding gaze directed toward the camera—quiet dominance wrapped in sensual mystery."
}
},

"appearance": {
"outfit": "An ultra-bongga Cleopatra couture gown with an all-crystal bodice that fits like jeweled armor. Thousands of hand-set crystals, diamonds, and glass stones in gold, champagne, clear, and iridescent tones form sacred Egyptian motifs—cobras, sun disks, lotus symbols—entirely through crystal placement. The neckline is daring yet elegant, supported by invisible illusion mesh. From the waist, the skirt opens into flowing sheer silk and organza panels in ivory and soft gold, designed with a high front opening that intentionally exposes her legs and feet during movement. Crystal chains and beaded fringe sway rhythmically with every step, enhancing sensual motion.",
"accessories": "A dramatic Egyptian ceremonial headpiece with gold and crystal detailing, an oversized layered gold collar necklace, sculpted crystal arm cuffs, finger armor rings, a crystal-and-gold waist belt, and delicate gold anklets accentuating her bare feet.",
"hair": "Her hair is sleek, glossy, and perfectly controlled, styled to balance the weight of the crystal headpiece while allowing elegant movement.",
"makeup": "Ultra-glam, colorful Egyptian night makeup—bold elongated black kohl eyeliner, intense eyeshadow layered in turquoise, emerald, sapphire blue, violet, and metallic gold. Beneath the eyes, intricate ceremonial ink drawings in fine black and gold lines inspired by ancient Egyptian markings. Skin is luminous with molten-gold highlights, brows strong and defined, lips finished in a sensual nude-bronze satin."
},

"props": {
"ritual_elements": [
"Burning incense bowls releasing thick aromatic smoke",
"Golden sistrum placed near the dance space",
"Tall ceremonial torches lining the temple floor"
]
},

"background": {
"macro_environment": "A grand ancient Egyptian temple courtyard at night, reserved for sacred royal rituals.",
"midground_details": "Towering sandstone columns, massive statues of Isis and Hathor, carved temple walls, flowing linen drapes, and ceremonial platforms illuminated by firelight.",
"micro_elements": "Torch flames reflecting off crystal surfaces, fine dust particles glowing in the night air, incense smoke wrapping around her legs and feet, detailed stone floor textures beneath her bare feet, crystal fringe in motion, and sharply defined shadows—everything rendered in extreme detail with zero blur."
},

"lighting": {
"type": "Cinematic night lighting using torches, oil lamps, and subtle moonlight.",
"effect": "Firelight ignites the crystal bodice with prismatic sparkle while moonlight softly outlines her legs and feet, creating a dramatic, sensual, and divine atmosphere."
},

"camera": {
"camera_type": "DSLR",
"resolution": "8K UHD",
"lens": "50mm prime lens",
"aperture": "f/8 for full-body and environment sharpness",
"iso": 100,
"shutter_speed": "1/200s to freeze elegant motion clearly",
"focus": "Extreme sharp focus on crystal bodice, facial features, legs, feet, and temple details, no bokeh, no blur"
},

"style": "Ultra high-fashion editorial, night temple ritual, all-crystal couture, sexy yet sacred, ancient Egyptian royalty reimagined, cinematic realism, extremely detailed, sharp, iconic"
} A low-angle, wide-lens street shot in a bustling cityscape (similar to Shibuya, Tokyo). A young woman crouches confidently beside a modified, glossy purple sports car with a Japanese license plate. She wears a black graphic tee, cargo pants, white sneakers, and silver jewelry. The background features tall glass skyscrapers, colorful billboards, neon signage, and warm late-afternoon lighting. Strong perspective distortion emphasizes the height of the buildings and the car’s aggressive stance. The mood is stylish, bold, and modern, capturing urban automotive culture with a cinematic, hyper-real aesthetic. High detail, high contrast, crisp reflections, editorial fashion vibe, dynamic street energy.

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