法國銀行BPCE推出加密貨幣交易服務




法國銀行巨頭BPCE將推出應用內加密貨幣交易:報導

BPCE將讓數百萬客戶直接在其銀行應用內購買和出售比特幣(BTC)、以太坊(ETH)、索拉納(SOL)和USDC。

法國銀行業的重量級企業BPCE正在準備為其數百萬零售客戶引入加密貨幣交易,這使其成為第一批提供數字資產的主要傳統歐洲銀行之一。

根據《The Big Whale》的報導,該集團將允許用戶直接在其Banque Populaire和Caisse d’Épargne的移動應用中購買和出售比特幣、以太坊、索拉納和USDC,計劃於週一開始啟動。

初步推出將涵蓋四家地區銀行的客戶,包括法蘭西島的Banque Populaire和普羅旺斯-阿爾卑斯-藍色海岸的Caisse d’Épargne,預計將覆蓋約200萬客戶。BPCE計劃逐步擴展該服務至其剩餘的25個地區實體,直到2026年,最終使其全體1200萬零售客戶都能進行加密貨幣交易。

據報導,銀行內部人士表示,這種分階段的推進方式旨在“監控服務在啟動時的表現”,然後再擴大規模。

BPCE推出付費應用內加密賬戶

根據報導,加密貨幣的購買和銷售將通過銀行應用中的專用數字資產賬戶進行,該賬戶由BPCE的加密子公司Hexarq管理。該賬戶每月收取2.99歐元(約3.48美元)的費用,每筆交易收取1.5%的佣金,最低收費為1.16美元。用戶將能夠在不需要外部交易所或第三方錢包的情況下訪問該服務。

BPCE的此舉正值歐洲傳統銀行與加密友好的金融科技公司之間的競爭加劇,如Revolut、Deblock、Bitstack和Trade Republic等,這些公司均提供數字資產的訪問。

幾家歐洲機構也採取了類似措施。西班牙的BBVA允許客戶直接在其應用內購買、出售和持有比特幣和以太坊,並提供內部保管服務。桑坦德的數字部門Openbank則為五種加密貨幣提供交易和保管服務,而維也納的Raiffeisen銀行則與Bitpanda合作,為其零售客戶提供加密服務。

Cointelegraph已聯繫BPCE以獲取評論,但在發稿時尚未收到回應。

法國將對加密徵稅,視為「非生產性財富」

上個月,法國立法者勉強通過了一項修正案,將該國的財富稅擴展至包括「非生產性資產」,這包括某些不動產、奢侈品和數字資產如加密貨幣。

根據該修正案,持有超過230萬美元的符合條件的「非生產性財富」的個人將面臨新的1%固定稅率,這是從目前的累進不動產財富稅的轉變。擴展的應稅基數包括數字資產。該提案仍需通過參議院,作為2026年預算過程的一部分,才能成為法律。

這一系列措施顯示出法國在加密貨幣監管上逐步加強的趨勢,尤其是在全球加密市場日益成熟的背景下,傳統金融機構正試圖抓住這一新興市場的機遇。BPCE的舉措不僅是對市場需求的回應,也是對競爭對手的積極應對,顯示出傳統銀行在數字化轉型上所面臨的挑戰和機遇。

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