歐洲央行力推批發CBDC平台發展

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Prompt:
Use my image in Ultra-realistic, hyper-detailed, 8K cinematic portrait of a young stylish man, using the uploaded image for exact face and hairstyle.
Outfit: An oversized red knit sweater with white hearts, exactly as described in the prompt.
Pose: A hyper-realistic close-up portrait with a messy, cropped framing showing only the boy holding the book. His left hand rests on the wooden table and covers part of his cheek, with a subtle smile on his lips. His other hand holds the book titled "Something I Never Told You" with the word "YOU" written in pink, exactly as
described in the prompt. Background: Not specified.
Use the original face exactly as it is, without changing a details. A stunning, very fit female model with a sun-kissed, glowing tan (hyper-realistic, high-sheen skin texture).
• Attire: A strapless, high-waisted one-piece swimsuit (or very closely cut two-piece) in a dark navy or black color with prominent white polka dots. The suit has a cutout design around the midriff and a knotted/bow detail at the bust.
• Accessories:
• An oversized straw sun hat with a wide brim, featuring a colorful striped ribbon band.
• Large, chunky yellow or gold hoop earrings with a woven/textured design.
• Hair & Makeup: Classic glamour style. Bright, bold red lipstick. Hair is pulled back or tucked under the hat.
Setting & Composition
• Background: A solid, seamless, rich mustard yellow or deep ochre/orange-yellow color, providing a warm, high-contrast backdrop.
• Prop: The model is leaning on an antique or elaborate wooden armchair or chaise lounge with ornate carvings and textured, light gold/yellow upholstery (e.g., damask or brocade).
• Pose: Confident, classic, slightly leaning into the prop, looking directly at the camera with a bright, genuine smile. Three-quarter body shot.
Style & Lighting
• Lighting: Dramatic, high-key, professional studio lighting with a strong single light source to create deep shadows and extreme highlights, especially catching the sheen on the model's skin. The lighting emphasizes a sultry, glamorous mood.
• Aesthetic: High-fashion editorial, Pin-up, Retro 1950s Glamour, Vintage Summer.
• Keywords/Details: Hyper-detailed, photorealistic, cinematic lighting, rich texture, high contrast, high sheen.
Highly detailed, artistic illustration of two cats sitting together on the bustling Nathan Road in Hong Kong. One cat is a sleek black feline with emerald green eyes, the other is a fluffy ginger tabby with white paws. They are perched near the neon-lit storefronts and glowing billboards, surrounded by vibrant city life: crowds of people, bright taxis, and street vendors selling local food. The scene is alive with colorful reflections on rain-slicked pavement, atmospheric mist, and dramatic lighting from neon signs in Chinese characters. The artistry should blend urban realism with a touch of whimsical charm, focusing on the cats' expressive faces and the dynamic ambiance of Nathan Road at night.

歐洲中央銀行加速發展批發CBDC平台

歐洲中央銀行(ECB)正擴大批發中央銀行數字貨幣(CBDC)支付系統的開發,以便在機構之間結算交易,這一消息於2月20日宣布。

建立新系統將分為兩個階段。首先,將開發CBDC結算平台,而第二階段則涉及更深入地整合現有的ECB系統,例如外匯市場。

ECB執行委員會成員皮耶羅·奇波隆(Piero Cipollone)表示,該計劃將有助於實現“一個更為統一和整合的歐洲金融生態系統”。

自2020年以來,ECB已在不同層面探索CBDC,包括面向消費者的零售數字歐元和中央銀行之間的批發跨境結算。

CBDC經常受到隱私問題的批評,集中式國家實體可能對個人自主權造成威脅,並且在數字法定貨幣的通脹機制上並未有根本性的變化。

ECB在美國禁令下加碼CBDC

美國前總統特朗普於1月23日簽署行政命令,禁止在美國開發CBDC,並成立了一個數字資產工作組來研究數字資產儲備。

區塊鏈公司Red Date Technology的創始人何一凡(Yifan He)告訴Cointelegraph,特朗普的禁令可能阻礙了全球所有CBDC項目,為這些倡議帶來挑戰。

在特朗普禁止CBDC後,奇波隆重申了他的立場,認為歐盟需要數字歐元來與私人發行的穩定幣競爭。

奇波隆補充說,私人發行的加密貨幣和穩定幣的增長將進一步削弱商業銀行機構和中央銀行的地位,因為人們越來越多地轉向數字替代方案。

在1月30日的新聞發布會上,ECB行長克里斯蒂娜·拉加德(Christine Lagarde)告訴記者,她對歐元區體系下的中央銀行不會將比特幣作為儲備資產感到“有信心”。

拉加德暗示,比特幣過於波動、流動性差且不安全,無法用作歐洲銀行機構的儲備。

這一系列動作顯示了ECB在數字貨幣領域的決心,尤其是在面對美國的禁令和私人穩定幣的挑戰時,歐洲似乎希望通過CBDC來加強其金融體系的穩定性和競爭力。

在全球數字貨幣的競爭中,歐洲的CBDC計劃不僅是對美國政策的回應,也是對金融科技快速發展的適應。隨著數字貨幣的普及,如何平衡監管與創新、保護用戶隱私與促進金融穩定將成為未來的重大挑戰。這不僅影響著金融市場的結構,也將深刻改變我們的支付方式和金融生態系統。

以上文章由特價GPT API KEY所翻譯及撰寫。而圖片則由FLUX根據內容自動生成。