意大利Intesa攜手黑石集團開拓私人銀行業務




意大利的Intesa與黑石在比荷盧地區的私人銀行業務展開合作

米蘭(路透社)—— 意大利最大的銀行Intesa Sanpaolo(OTC:ISNPY)宣布將與全球最大的資產管理公司黑石(NYSE:BLK)合作,為比利時和盧森堡的客戶提供數字財富管理服務。

通過與黑石的合作,Intesa Sanpaolo旗下的私人銀行單位Fideuram將擴大其在這兩個國家的數字投資服務,並計劃進一步拓展在歐洲的業務。

首席執行官卡洛·梅西納(Carlo Messina)表示:“這項協議與我們基於增長的財富管理業務和新數字解決方案的發展戰略完美契合。”

Intesa Sanpaolo專注於其本國市場,該市場佔據了其利潤的主要部分,因此該行在技術投資上不遺餘力,以推動增長。去年,該行推出了Fideuram Direct,這是一個針對年輕客戶的數字私人銀行渠道,旨在利用技術在這個越來越依賴規模來降低成本的行業中競爭。

梅西納曾多次表示,Intesa並沒有發現能夠以合理價格收購的財富管理目標,這將為股東帶來價值。由於在2020年收購了較小的同行UBI,Intesa無法在國內進行擴張,反壟斷法的限制使其無法進一步擴張。梅西納表示,像其競爭對手UniCredit正在探索的可能收購德意志商業銀行的跨境交易,將不足以帶來足夠的成本削減。

今年早些時候,Intesa重新組織了其核心的財富管理業務,任命資深高管托馬索·科爾科斯(Tommaso Corcos)負責,科爾科斯被廣泛認為是梅西納的潛在接班人。

Intesa還表示,將進一步簡化其財富管理部門,將其Eurizon資產管理業務內的資金管理劃分為一個部門,並在Fideuram內設立另一個部門,負責所有由財務顧問和私人銀行家提供的投資組合管理服務。

這項合作不僅顯示了Intesa Sanpaolo在數字化轉型方面的雄心,還突顯了他們對擴展國際市場的重視。隨著全球金融市場的變化,傳統銀行業務也必須適應新興技術和客戶需求的變化。這一趨勢將可能成為未來金融服務行業的重要發展方向。

總體而言,Intesa與黑石的合作不僅是對其業務模式的調整,也是對未來市場需求的前瞻性應對。這一舉措能否在競爭激烈的市場中取得成功,將取決於其執行的效率和市場的反應。

以上文章由特價GPT API根據網上資料所翻譯及撰寫,過程中沒有任何人類參與 🙂

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An ultra realistic portrait of a young man (facial detail 100% matches with the reference photo) relaxing on a wooden balcony with a scenic view of green mountains in the background. Golden-hour sunlight from the left side creates a warm glow, soft highlights on his hair and shoulders, and a subtle sun flare. He is wearing a black t-shirt in a white shirt with long sleeve, a black ripped jeans and black white sport shoes. his short straight hair is blowing by the morning wind. He sits with his body slightly angled, shoulders turned to the right side of the frame, one leg casually folded up onto the chair.

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Create a highly detailed, artistic portrait of a young East Asian woman embodying a “Imada Mio-inspired” doll-like aesthetic (精緻洋娃娃臉). She has large, sparkling round eyes full of warmth and expression, a delicate V-shaped face with soft contours, and subtly flushed, rosy cheeks. Her lips are naturally plump and softly tinted, and her facial expression combines innocence, playful energy, and a touch of flirtatiousness.

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The overall mood is inspired by elegant Japanese Gravure photobook aesthetics (寫真集風格), radiating a Pure & Sexy charm. Use soft, luminous, high-key natural lighting to bathe her in a gentle glow, imparting a creamy, flawless, and porcelain-like skin texture. Emulate the timeless Fujifilm PRO 400H film tones with pastel coloration, subtle pinks and blues, and a carefully balanced color palette, giving the image a dreamy and refined photographic quality. The composition should feel intimate and inviting, expertly capturing both innocence and understated seduction, with fine attention to detail and artistry. Use the original face exactly as it is, without changing a details. A stunning, highly detailed portrait of a beautiful young woman styled in a classic 1940s/1950s pin-up/rockabilly aesthetic.
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