富國銀行任命Scharf兼任董事長兼CEO




富國銀行董事會擬任命CEO Charlie Scharf為董事長 並授予3000萬美元特別股權獎勵

美國銀行富國銀行(Wells Fargo)於星期四宣布,董事會計劃任命現任首席執行官(CEO)Charlie Scharf兼任董事長,並將授予他一次性特別股權獎勵,價值約3000萬美元,包括受限股票權利及股票期權。

銀行在聲明中表示,此舉反映董事會希望留住Scharf擔任CEO,並肯定他在推動富國銀行轉型過程中的領導能力。

富國銀行指出,當Scharf出任董事長後,董事會將任命一位首席獨立董事,以維持監督職能,但未透露具體的任命時間。

現任董事長Steven Black表示:「這項特別股權獎勵旨在表彰Charlie帶領富國銀行完成前所未有的轉型,創造股東價值,並為公司未來定位的貢獻。」

銀行在另一份監管文件中說,該獎勵亦有助保持Scharf的薪酬水平與同行金融機構的高層管理人員相當。

值得一提的是,富國銀行上月剛剛解除長達7年的1.95萬億美元資產上限限制,這是對其過去問題的懲罰措施。

現年60歲的Scharf自2019年接任富國銀行CEO以來,致力修復自2016年爆發的偽造帳戶醜聞所帶來的嚴重問題。當時銀行不僅面臨公眾強烈譴責,還被罰款數十億美元。

該醜聞爆發後,富國銀行於2016年決定將董事長與CEO職務分開,以加強監管。

美國其他大型銀行如摩根大通(JPMorgan Chase)、高盛(Goldman Sachs)和美國銀行(Bank of America)等,CEO同時兼任董事長的情況較為常見。

過去,具影響力的代理投票顧問曾呼籲分離這兩個職位,以強化公司治理,但高盛和美國銀行的股東去年均拒絕了相關提議。

評論與啟示:

富國銀行此舉標誌着該行對Scharf領導力的高度信任與肯定。自2016年偽造帳戶醜聞以來,富國銀行一直陷入信譽危機,資產規模也受到嚴格限制。Scharf上任後,推動了多項內部改革,努力重建銀行形象和業務基礎,這次特別股權獎勵和兼任董事長的安排,無疑是對他轉型成果的直接獎勵。

然而,CEO兼任董事長的做法在企業治理界仍有爭議。理論上,將兩職分開有助於董事會更有效監督管理層,防止權力過度集中,提升透明度和問責性。但現實中許多大型金融機構仍維持雙職合一,因為這可以讓關鍵決策更為迅速和一致。富國銀行此舉可能反映出他們認為在當前階段,Scharf的領導整合力比分權監督更重要。

對香港及其他市場的銀行業來說,這提醒我們在公司治理結構設計上需要靈活權衡。嚴格分離董事長與CEO雖是理想標準,但企業的實際情況、轉型需求及領導人的能力也不可忽視。未來,如何在維護監督獨立性與強化領導效能之間取得平衡,仍是金融機構治理的重要課題。

以上文章由特價GPT API KEY所翻譯及撰寫。

🎨 Nano Banana Pro 圖像生成器|打幾句說話就出圖

想畫人像、產品圖、插畫?SSFuture 圖像生成器支援 Flux Gemini Nano Banana Pro 改圖 / 合成, 打廣東話都得,仲可以沿用上一張圖繼續微調。

🆓 Flux 模型即玩,不用登入
🤖 登入後解鎖 Gemini 改圖
📷 支援上載參考圖再生成
⚡ 每天免費額度任你玩
✨ 即刻玩 AI 畫圖
Generate an ultra-realistic, highly ultra-detailed, 8k resolution with 1080x1080 pixel portrait of me using the uploaded image for reference (preserved the likeness and the original face for reference) of a striking, high-resolution portrait of a young woman with long, flowing wavy brunette hair, seated gracefully on a simple black wooden chair in a dimly lit studio. She wears an oversized, off-white knitted sweater that drapes loosely over her frame, slipping off one shoulder to reveal smooth skin and add a subtle touch of sensuality. Her pose is elegant and contemplative: one arm rests gently on the chair’s backrest while her hand delicately supports her chin, and her gaze is directed thoughtfully toward the side, creating an intimate and introspective mood. The lighting is expertly crafted with a single soft, directional light source positioned to the side, casting gentle shadows that sculpt her form and highlight the texture of the knitwear and the natural contours of her legs and arms. This chiaroscuro effect enhances the depth and dimensionality of the image, emphasizing the softness of her skin and the intricate weave of the sweater. The background is a smooth, muted dark gray, providing a minimalist and distraction-free backdrop that contrasts beautifully with her light-colored apparel and warm skin tones. *** The composition is a full-body vertical frame that captures the model’s seated posture with perfect balance, positioning her slightly off-center to create visual interest and harmony. The overall color palette is subdued and warm, featuring neutral tones that evoke a sense of calm and understated elegance. The image is impeccably sharp, showcasing fine details such as the delicate waves of her hair, the subtle folds in the fabric, and the natural texture of her skin. The style is classic and timeless, blending modern minimalism with emotive portraiture to convey quiet strength, beauty, and introspection.

➖Additional details:
- Negative Prompt: cartoon, 3d render, cgi,a low poly, painting, drawing, sketch, anime, deformed, bad anatomy, mutated hands, extra limbs, low quality, blurry, artifacts, plastic skin, out of frame, out of focus, wrong spelling, rumble letters, missing letter, blurry letter, blurry face, lowres, pixelated, jpeg artifacts, repeated face and repeated word. Use the original face exactly as it is, without changing a details. A stunning, very fit female model with a sun-kissed, glowing tan (hyper-realistic, high-sheen skin texture).
• Attire: A strapless, high-waisted one-piece swimsuit (or very closely cut two-piece) in a dark navy or black color with prominent white polka dots. The suit has a cutout design around the midriff and a knotted/bow detail at the bust.
• Accessories:
• An oversized straw sun hat with a wide brim, featuring a colorful striped ribbon band.
• Large, chunky yellow or gold hoop earrings with a woven/textured design.
• Hair & Makeup: Classic glamour style. Bright, bold red lipstick. Hair is pulled back or tucked under the hat.
Setting & Composition
• Background: A solid, seamless, rich mustard yellow or deep ochre/orange-yellow color, providing a warm, high-contrast backdrop.
• Prop: The model is leaning on an antique or elaborate wooden armchair or chaise lounge with ornate carvings and textured, light gold/yellow upholstery (e.g., damask or brocade).
• Pose: Confident, classic, slightly leaning into the prop, looking directly at the camera with a bright, genuine smile. Three-quarter body shot.
Style & Lighting
• Lighting: Dramatic, high-key, professional studio lighting with a strong single light source to create deep shadows and extreme highlights, especially catching the sheen on the model's skin. The lighting emphasizes a sultry, glamorous mood.
• Aesthetic: High-fashion editorial, Pin-up, Retro 1950s Glamour, Vintage Summer.
• Keywords/Details: Hyper-detailed, photorealistic, cinematic lighting, rich texture, high contrast, high sheen. Using the uploaded photo generate ​a Monochromatic portrait, low-key lighting, chiaroscuro technique, striped shadows crossing the face, intense gaze, film noir aesthetic, studio lighting, sharp edges, depth of field."
​"Close-up, dramatic split lighting combined with linear shadows, black background, glossy lips and subtle skin texture, photorealistic digital art, professional portrait photography.

🎬 YouTube Premium 家庭 Plan成員一位 只需 HK$148/年

不用提供密碼、不用VPN、無需轉區
直接升級你的香港帳號 ➜ 即享 YouTube + YouTube Music 無廣告播放

立即升級 🔗