【穩定幣新機】香港穩定幣牌照:名額有限風險高

香港僅發出少量穩定幣許可證 當地興趣日益增長

香港監管機構對穩定幣許可證採取謹慎態度,因主要銀行和大型企業爭相獲得批准。

* 香港監管機構確認,儘管需求旺盛,但僅會發出少量穩定幣許可證。
* 中國工商銀行、中國銀行、渣打銀行和中國石油等主要銀行和企業已表示有興趣。
* 立法者強調,將實施嚴格要求,特別是在欺詐風險上升的情況下。

穩定幣在香港越來越受歡迎。根據最近的本地媒體報導,超過 77 家企業已表示有興趣獲得穩定幣許可證,但香港金融管理局堅持僅會批准少量企業。

中國工商銀行香港分行最近加入了希望名單,成為繼中國銀行香港分行之後第二家表示有興趣的主要銀行。其他名稱包括渣打銀行和中國石油,表明主要企業需求強勁。

然而,立法者強調,需求旺盛並不保證獲得批准,只有符合嚴格要求的企業才會被考慮。

“發出的許可證數量將非常少,”立法會成員表示,補充說下一批許可證中可能只有一家企業獲得批准。

早前的報導也表明,監管機構正在考慮採用邀請制許可模式,依靠對潛在發行人的獨家審查程序。謹慎態度是更廣泛的努力的一部分,旨在管理尋求發行穩定幣的企業激增,確保適當的監督和降低濫用風險。

香港監管機構警惕穩定幣法律中的欺詐風險
——————————————

如之前報導,證券及期貨事務委員會(SFC)和香港金融管理局(HKMA)最近警告,自穩定幣法律於 8 月 1 日生效以來,欺詐風險正在上升。

監管機構在今年上半年收到 265 宗與欺詐和其他數字資產犯罪相關的投訴,穩定幣活動被指出是日益增長的擔憂。這些風險強化了謹慎的許可方法,監管機構旨在防止金融損失和保護香港的市場聲譽。

同時,潛在申請者面臨緊迫的截止日期。香港金融管理局敦促所有有興趣的企業在 9 月 30 日前提交完整申請,以便審核,但預計今年不會有最終批准。

作為編輯,我認為香港監管機構對穩定幣許可證採取謹慎態度是合理的,特別是在欺詐風險上升的情況下。穩定幣的發展對金融市場具有重要影響,監管機構需要確保適當的監督和監管,以防止金融損失和保護投資者的權益。同時,企業需要符合嚴格的要求,以確保穩定幣的安全性和可靠性。

此外,我也注意到,香港監管機構正在積極推動穩定幣的發展,以促進金融創新和競爭。穩定幣可以提供一種更穩定和可靠的數字貨幣選擇,有助於推動區塊鏈和加密貨幣的發展。

總之,香港監管機構對穩定幣許可證採取謹慎態度是合理的,同時也需要推動穩定幣的發展,以促進金融創新和競爭。企業需要符合嚴格的要求,以確保穩定幣的安全性和可靠性,監管機構需要確保適當的監督和監管,以防止金融損失和保護投資者的權益。

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{
"intro": "Create an ultra realistic 8K UHD DSLR photo based on the attached image as a reference of facial features, maintaining 100% likeness.",

"subject": {
"identity": "A stylish beautiful woman portrayed as Cleopatra performing a sacred night-time royal dance, embodying divine seduction, power, and celestial authority.",
"angle": "Full-body high-fashion editorial portrait captured at a cinematic 3/4 angle, ultra-crisp clarity with no blur.",
"pose": {
"body_position": "She is captured mid-dance inside a temple courtyard at night, her body angled gracefully, hips grounded, torso lifted, creating a powerful and sensual silhouette.",
"movement": "Her arms are raised in slow ceremonial motion while one leg steps forward, fully revealing her feet and lower legs as part of the ritual stance.",
"expression": "A calm, hypnotic, commanding gaze directed toward the camera—quiet dominance wrapped in sensual mystery."
}
},

"appearance": {
"outfit": "An ultra-bongga Cleopatra couture gown with an all-crystal bodice that fits like jeweled armor. Thousands of hand-set crystals, diamonds, and glass stones in gold, champagne, clear, and iridescent tones form sacred Egyptian motifs—cobras, sun disks, lotus symbols—entirely through crystal placement. The neckline is daring yet elegant, supported by invisible illusion mesh. From the waist, the skirt opens into flowing sheer silk and organza panels in ivory and soft gold, designed with a high front opening that intentionally exposes her legs and feet during movement. Crystal chains and beaded fringe sway rhythmically with every step, enhancing sensual motion.",
"accessories": "A dramatic Egyptian ceremonial headpiece with gold and crystal detailing, an oversized layered gold collar necklace, sculpted crystal arm cuffs, finger armor rings, a crystal-and-gold waist belt, and delicate gold anklets accentuating her bare feet.",
"hair": "Her hair is sleek, glossy, and perfectly controlled, styled to balance the weight of the crystal headpiece while allowing elegant movement.",
"makeup": "Ultra-glam, colorful Egyptian night makeup—bold elongated black kohl eyeliner, intense eyeshadow layered in turquoise, emerald, sapphire blue, violet, and metallic gold. Beneath the eyes, intricate ceremonial ink drawings in fine black and gold lines inspired by ancient Egyptian markings. Skin is luminous with molten-gold highlights, brows strong and defined, lips finished in a sensual nude-bronze satin."
},

"props": {
"ritual_elements": [
"Burning incense bowls releasing thick aromatic smoke",
"Golden sistrum placed near the dance space",
"Tall ceremonial torches lining the temple floor"
]
},

"background": {
"macro_environment": "A grand ancient Egyptian temple courtyard at night, reserved for sacred royal rituals.",
"midground_details": "Towering sandstone columns, massive statues of Isis and Hathor, carved temple walls, flowing linen drapes, and ceremonial platforms illuminated by firelight.",
"micro_elements": "Torch flames reflecting off crystal surfaces, fine dust particles glowing in the night air, incense smoke wrapping around her legs and feet, detailed stone floor textures beneath her bare feet, crystal fringe in motion, and sharply defined shadows—everything rendered in extreme detail with zero blur."
},

"lighting": {
"type": "Cinematic night lighting using torches, oil lamps, and subtle moonlight.",
"effect": "Firelight ignites the crystal bodice with prismatic sparkle while moonlight softly outlines her legs and feet, creating a dramatic, sensual, and divine atmosphere."
},

"camera": {
"camera_type": "DSLR",
"resolution": "8K UHD",
"lens": "50mm prime lens",
"aperture": "f/8 for full-body and environment sharpness",
"iso": 100,
"shutter_speed": "1/200s to freeze elegant motion clearly",
"focus": "Extreme sharp focus on crystal bodice, facial features, legs, feet, and temple details, no bokeh, no blur"
},

"style": "Ultra high-fashion editorial, night temple ritual, all-crystal couture, sexy yet sacred, ancient Egyptian royalty reimagined, cinematic realism, extremely detailed, sharp, iconic"
} A male model, dressed in a brown bomber jacket, dark trousers, is perched on the edge of a fire escape platform. One leg dangles freely while the other is bent. He looks contemplatively into the distance. Monogrammed duffel bag rests nearby. Urban street background, soft ambient lighting.
Keep the face 100% exact same as I uploaded no alteration, no blurry. An ultra realistic portrait of a young man (facial detail 100% matches with the reference photo) relaxing on a wooden balcony with a scenic view of green mountains in the background. Golden-hour sunlight from the left side creates a warm glow, soft highlights on his hair and shoulders, and a subtle sun flare. He is wearing a black t-shirt in a white shirt with long sleeve, a black ripped jeans and black white sport shoes. his short straight hair is blowing by the morning wind. He sits with his body slightly angled, shoulders turned to the right side of the frame, one leg casually folded up onto the chair.

He holds a white cup emitting light steam, suggesting a freshly made hot drink. His face turns gently to the right with a subtle, relaxed smile, giving a calm and peaceful expression. The environment is an outdoor highland area with silhouettes of hills and trees in the distance, softly darkened by the backlit sunlight.

Camera angle is low angle level but slightly from the left side, creating a natural and intimate framing. Background is softly blurred with shallow depth of field, using a wide-aperture lens. Warm, earthy, soft color tones